August 30, 2012, 6:02 am

Why I Work Like a Single Mom With Two Kids

by: MD    Category: Alternative Income
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I set a record for shifts at my part-time job the other week. I’ve also been going after as many freelance writing gigs that I can. I often bite off more than I can chew. I spent this summer constantly working hard.

My girlfriend is always frustrated with me because she feels that I work too much. She often comments that I work like, “a single mom with two kids.” She’s upset that I always have a new idea on my mind or that I’m always working on something. I feel bad that I always have to be busy, but I just have so many goals right now and I’m not afraid of work.

Why do I like working like I absolutely have to?

Prepare for the future.

I don’t want to have to work so hard in the future when I actually do have a family and kids. I’m putting in the work now so that I can have security in the future. I’ve invested my money into property and retirement accounts because I want to live a good life when I’m older. I see too many older folks struggling to get by and figure out how to retire. I don’t want to be stuck at a job I hate in the future.

I have a specific goal in mind.

I’m going to try an experiment out this fall. I’m moving out of town with a cousin. We have a few ideas that we’re working on. I spent this summer trying to build up a decent “war chest” or “emergency fund” so that I can have money to pay for food and bills if things don’t work out. I’m working for my freedom and there’s nothing more motivating than freedom.

I enjoy my trips more.

I like to travel fairly often. This year I went on three trips already and have fincon coming up. Last year I finally went to Europe all by myself on my first solo trip ever. None of this would’ve possible if I didn’t work hard to save money. I also work on trips because I love to write about personal finance and I really enjoy my work.

Going on a trip where every expense is fully covered with cash is an excellent feeling. I could never imagine putting a whole trip on my credit card and then stressing about paying the money back when I return.

I love to have fun.

You know the classic 1,000 year old saying:

“Work hard, play harder.”

I live this to the fullest. I always go out with friends for drinks. I go on mini-trips and I’m always looking for something fun to do. Thinking about an upcoming night gets me going during a late-night and it definitely blasts through any writer’s block that could possibly happen.

Working hard in your 20s isn’t for everyone. Finding that balance is difficult. You either get trapped into working all of the time or you never feel like getting off the couch. The fun lies in trying to find YOUR own balance between work and life.

While I do follow the work of Tim Ferriss and other lifestyle design bloggers, I believe that you have to put in the work to enjoy a solid quality of life.

Oh and if you’re a single mom with two kids — keep up the amazing work you do!

This article was mentioned in the Carnival of Personal Finance at Nerd Wallet.

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by: Financial Samurai | August 30th, 2012 (7:03 am)

The people I admire most are single moms. They know how to Multi task and get things done!

It’s good you are working hard while you still have the energy. That is what it’s all about as everything fades over time.


Your 20s are definitely the time to work hard. Do be careful about your health though – prolonged stress can cause some real problems.

I’m a single mom with only one kid (lol) but this post really resonated with me. I work long hours to keep my freelance web design business going, and I’ve always got my eye on what’s next. It can be difficult to explain to people (especially those who have never been self-employed) why I work 7 days a week. Do I have to? Probably not. But I want to grow and expand and do my very best at all times. I know it will pay off in the long run, and I know it’s paying off for you as well!

I’m working a lot right now, and always bite off more than I can chew. I always make it through the tunnel. People probably think I don’t have a great balance, but I don’t what else to do lol. I wish I could sleep in more, but that’s it.
I want to work hard in my 20s so I can take it easier later in life.

If you work hard in your 20s to build real wealth (no, buying a house in Canada doesn’t count at the moment), eliminate liabilities, and create profitable ventures, you will be vastly further ahead when you’re 40 or 50. Increasingly, people waste their 20s, counting on some inane misnomer that 30-is-the-new-20. Our reproductive systems certainly didn’t get that memo, and I doubt our retirement portfolios did either. I’d rather work really hard now til I’m 30, take a few trips but continue the work in my 30s, again take my foot off the throttle a little more at 40, and finally retire in my early 50s.

Glad it seems to be working out for you. I have recently been putting a ton of time into my blog and am hoping it will pay off one day!

20s sems to be a big divide. What exactly do you need to take easier later in life?

Yes you can get ahead financially. I got completely out of debt (school, car, motorcycle) before 30. But 20s, you’re (or should be) educated with little to no responsibilities. These are the best years for travelling.

Which, in my opinion, educates and enriches your life in a way that your bank account never could. no matter how high the number. But that’s just how I feel.

Had I fully understood, I would have taken my 20s to experience the world more rather than let it pass me by.

One of the top five deathbed regrets is spending too much time at work and missing out on family life and children. Just so you know.

@Sam I’m with you on that one. I’ve seen my parents struggle my whole life. They had to come to a new country, learn the language, and start all over again. All my generation has to do is read a few books to earn the big bucks.

@W That’s what stress release is for my friend!

@Andrea It will definitely pay off for you. It beats the other option of doing nothing.

@SFL Good luck!

@ Joe “Our reproductive systems certainly didn’t get that memo, and I doubt our retirement portfolios did either” That is brilliant.

@Lance It has no choice but to pay off!!

@OG I’m in 100%. You should travel as much as possible in your 20s. I try to go on at least 3-4 trips a year.

@ Marie That’s fair. My goal is to be a stay-at-home dad. I enjoy spending time with family right now. This Spring Break I went with my family lol! There was day-time me and the night version.

Have to agree, it takes a lot of dedication to work and raise children as a lone parent.

I have the utmost admiration and respect for them.

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