August 3, 2009, 5:00 am

What Not To Be Cheap On

by: The Financial Blogger    Category: Frugal
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You know that I will never win the most frugal PF Blogger award as I love to shop and spend money. However, I am constantly trying to control this “urge” to buy stuff. I am now able to plan my spending and don’t spend more than I can afford. On the other hand, I am not trying to save every single penny I can. Through the years, I have realized that it is useless to try to save money by paying less for some things . I have made a list of stuff that I don’t mind spending more for:

mattressesMattress and bed

One spends about 25 to 30% of his life sleeping in bed (percentage may vary according to age and lifestyle 😉 ). When I recently bought a new mattress, I decided to avoid concentrating on price and looked for quality. I thought it would be smart to spend a little bit more money on a mattress that will last for the next 20 years. Now, I am so comfortable in my new mattress… I wish I had more time to sleep 😉


Again, we spend much of our time at home with our children. It is really important for us to be comfortable at home. While we don’t have much money to spend, we really enjoy spending weekends at home enjoying the backyard, pool and playing in the family room with the kids. We had decided to allot additional room in our budget to cover the mortgage payment as we spend a lot of time at home. When I arrive home from work, I smile each time I turn the corner to see my house. It’s a great feeling to be proud of where you live.


I know several people will disagree with me about this one. For a long time, I was trying to save money on clothing by buying my stuff at outlets where they give big discounts because they sell clothes with minor defects. I actually noticed those cheap clothes don’t last very long especially compared to higher quality suits. Since then I buy better clothing (only when on sale though 😉 ). I look better and they last longer ;-D


I am seriously considering sending my children to private school. In Quebec, we have the choice of sending our children to either public (which is financed through our taxes not actual cost per year) or to a private school (this cost is about 5 to 6K per year). While this is quite expensive, I find there is a huge difference in terms of the value received: education, resources (computers, gym equipment, library, etc), activities and food (the healthy sort of course). I am still debating on sending my son (the eldest) as 6K is a lot of money…especially since my wife is not working!


I am a big fan of video games and I just love watching movies (and hockey!). I bought a 42” plasma TV 4 years ago. Since then, I am completely delighted when I turn it on. I feel rewarded for my effort nightly while watching my favourite hockey team win (or lose..) or playing a nice RPG. I still have my first TV ( a 20” Panasonic), bought when I was 17. Back then, I have paid $500 only for the TV. At the same price, I could have had a 27” from a cheaper brand. However, the image quality (and obvious reliability) of the name brand is way better. As I watch about 2 hours of TV a day, I consider I should spend more in order to get something solid with a clear picture of what I am looking at 😉


There is nothing better than a having a great dinner with a nice bottle of wine… on a Tuesday! I love eating and I enjoy gourmet food. Since we eat 3 meals a day, I believe we should like what we eat. I personally think that enjoying quality food can be is one of the most accessible aspects of happiness one can bite into everyday. Life looks simply better with a good steak or piece of fish with lemon pasta 😀

Whoa… I just realized that I spend a lot of money on a lot of things… While I am not exactly the frugal type of guy, I spend on things that will bring me a smile daily.

image source:  soundfromwayout

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[…] The Financial Blogger has a post about what not to be cheap on. […]

I can not believe a blogger writer is a big TV game fans.I will delete TV among your list,because,I not watch TV very much.

by: The Financial Blogger | August 16th, 2009 (6:31 am)

I actually don’t watch too much TV… maybe 2 hours a day. But I really enjoy this moment of the day where I turn off my brain 😉