November 17, 2008, 6:00 am

The Financial Blogger’s 2nd Anniversary Contest – 2 prize of $100 CASH to win!

by: The Financial Blogger    Category: Uncategorized
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Since I’m getting more links today (and probably tomorrow), I’ll announced the winners on Sunday, Nov 23rd

Exactly 2 years ago, I was sitting in front of my computer and clicking the “publish button” for the very first time. After over 500 posts, here we are to celebrate TFB 2nd anniversary! I had a good laugh when I read my post on TFB 1st anniversary. I was writing about having 10,000 visits a month and making more money so my wife can stay home. I actually reached the 10,000 mark this summer and got to the 20,000 mark last October. So this year objective is to reach an average of 30,000 visits a month and get my RSS readership to 1,000.

During that year, I wrote 5 posts a week in addition to my traditional Saturday Financial Ramblings. Here are a few popular posts:

Primerica Paradox Part 1, part 2, part 3 and the final conclusion on Primerica with part 4

A Story About Bank: They Are Not In The Real Estate Business!

Basics of Estate Planning Part 1

Basics of Estate Planning Part 2

Basics of Estate Planning Part 3

Basics of Estate Planning Part 4

Basics of Estate Planning Part 5

Basics of Estate Planning Part 6

My Project $1,500

Income wise, it has been a pretty good year for TFB as well. However, since we decided to create an incorporation and invest most profit within the company, I don’t get much from it yet. On the other side, we recently bought an investing blog: This new blog will concentrate uniquely on the market while TFB will remain a Personal Finance blog. We also create another blog about credit at

Don’t worry about the quality over TFB as it’s my baby and I won’t harm my main blog to the profit of another one!

Since The Financial Blogger success goes through its loyal reader, I offer 2 prizes of $100 CASH in your pocket. I first though of an Ipod or a gift certificate and I decided to simply give you money. Who doesn’t need money anyway? Transfer can be done through Pay Pal or we can send you a cheque. How do you enter the contest? Here are the rules:

You get a chance of winning one of the 2 prizes of $100 cash each time you do one of the following:

– Comment on this post explaining what you like or what needs to be improved on the site.

– Register to my RSS FEED (please send me an email at thefinancialblogger(at)gmail(dot)com and I’ll validate your registration)

– Register to INO TV (INO Homepage Click Here) or Market Club (MarketClub BONUS, 2 FREE MONTHS! Click Here)(please send me an email at thefinancialblogger(at)gmail(dot)com and I’ll validate your registration)

– Link back to The Financial Blogger announcing this contest

So a big “Thank You” for these 2 years and I will keep writing for several years!

Take care,


Since I’m getting more links today (and probably tomorrow), I’ll announced the winners on Sunday, Nov 23rd

If you liked this article, you might want to sign up for my FULL RSS FEED. Then, you would get my daily post in your email and can read it at any time. To subscribe, please click HERE.

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If you liked this articles, you might want to sign for my FULL RSS FEEDS. If you prefer to receive the posts in your email, subscribe CLICK HERE


Woohoo – CONGRATS! What an accomplishment 🙂 As a fellow blogger, i wish you all the best in reaching your new goals – it sure does take some effort!

I’m a big fan of your actual content (and layout!), but if i had to list some improvement ideas, i’d have to go with the adv. placements – mainly those at the top. It’s a bit hard for me to get straight to the article w/out seeing huge images of ads first 🙁 I know it’s great for bringing in advertising (believe me, i think about adding more alllll the time!) but 2 large ones at the top tends to turn me away. Maybe dropping one and keeping one? Just my 2 cents.

Overall i dig the site, and wish you much more sucess 🙂

Congrats on the accomplishment Mike.

The only suggestion I would make (about the layout of the blog) would be the “This is where your finance takes place” that is cut off along the top margin. Readers can still understand what it says, but having that font seen fully would be something I would flag as a potentially easily modified improvement on the layout.

by: The Financial Blogger | November 17th, 2008 (10:33 am)

BTW, the winners will be announced next Saturday (Nov 22nd).



Happy Anniversary! I think your blog rocks! I check it every day. I will subscribe to your feed.

Congrats! Your blog has really grown in two years! I’ve always enjoyed the content too.

Well, I’m already an RSS subscriber (through Apple Mail AND Google Reader) and comment pretty regularly so that’s what, 3 tickets in the pot to pull from?

by: The Financial Blogger | November 17th, 2008 (1:29 pm)

You’ll get your tickets don’t worry about it 😉
You have been a great commentator this year and you brought several good points on Primerica. Thx a lot!


It has been a pleasure. I have found it difficult to find an “enemy agent” that I can have an intelligent conversation with.

I’ll try to make it to Ontario some time next year to do lunch. Maybe even make it a family retreat.

Congrats on 2 years, I was clueless about PF at that point, rather 1st full-time job after university and saving money

Now I know a lot more about PF, it’s not really better when I think about it, take stock markets for example 😛 If I was a newbie, I probably wouldn’t invest as much…

I’m already a RSS subscriber (via Google reader), so no need to spam you

My suggestions for the site layout
1. I personally am not a big fan of 3-column layout, the middle content column always gets squeezed. Perhaps go to 2-column, or expand the width dynamically (90%?)
On my 20″ widescreen here, too much wasted white space on both sides, even worse on my 24″ WS LCD at home.

2. I would like some unique perspectives from the banking-side employee view that’s different than other PF blogs. Gives you an edge
I also liked your MBA articles, considering it at the moment

Keep up the good work, and good luck to myself

Love your blog.

Suggested improvement. I read your blog through the RSS using Google reader via igoogle. When I am reading your post, every 5 to 10 sections, it scrolls to the top. Then you have to scroll down to where you are, then 10 seconds later, it pops up.

Well for one fix, this post says you will “never arm your baby” (this blog)… rather than harm. 🙂

I really think the ad right in the top right of the post is a bit much, scrunches up the content too much in my opinion.

I’ll be sure to link to you in my round up as well.

Wow, that’s a lot of blogging. Good work.

I’d like to see a little more guidance for us newbies on how to navigate your site. Something like “if you’re new to the world of personal finance, try these basic articles.”

But that said this is a great resource. I like the level at which you pitch your writing. It’s easy enough for a newbie to understand, but also contains some “meat” for folks who have more knowledge & experience.

Good job, again.

Congrats on two years, that is some dedication. I will be up for 2 years in April, so I know what it takes. Great job.

As far as suggestions, your theme is simple and clean, but a little professional spruce up or tweaking might be really appealing to the readers.

I did my first tweak myself, but I think I have outgrown it again and may look for something professional in the near future.

I added your feed too.

Cash gifting has limits. $12k per year per person or $2m lifetime. There is talk of increasing that to $15k per year, but I haven’t heard one way or the other.

It is usually used for reducing tax liability with out the receiving party incurring it. Not as a reliable source of income.

And TFB, that was an automated spam. The owner of that comment is the owner of the site. He says you automatically qualify at the $3500 level if you pay the $3500 but it is a free system to join but must qualify to receive any money.

by: The Financial Blogger | November 18th, 2008 (1:04 pm)

thx for double checking 😉 this is what happen when you have 2 kids sick at home and you try to manage your blog 😉
I deleted the comment.

I’ve been reading your blog for a while, and really like its content. I also like the fact that you post daily — gives me something to read every morning before I start my workday.

Wow, two years for you too! I keep forgetting we both started this whole blogging thing right around the same time. I think MDJ’s up next!

Anyway, ideas for improvement. Basically it has to do with your layout. Your title block and ads at the top take up so much room that you basically only can read the first sentence of your post before you have to scroll down. Perhaps look at another theme that would narrow your title block a bit to show more of your content when you first see the page.

Take care and keep writing!



No problem. I know the feeling. Have a 3yr old, wife that works night and I run 2 businesses 24/7 (1 being Primerica, the other programming for the iPhone/iPod Touch, Xbox 360, Windows, Mac, Linux and doing web development — and tieing it all together).

I would also suggest making the ads a little less intrusive. There are times I hate the fact I don’t always look at sites in Firefox w/ the AdBlock extension.

I subscribe to your feed.

This is my first time visiting here. I like your blog. I would suggest more stores under the frugal heading. I would love to subscribe but don’t know how to go about it as you don’t have an email subscription option.

Congrats on your milestone!

Congrats on 2 years blogging! I visit almost every day, and it nice to have a new article daily. Keep up the great work!

One possible improvement that I’ve seen on other PF sites would be some type of “Reader Question” post where you would answer a question from one of your daily readers.

Another theme might be to ask your readers a question, and let them respond in the comments section. Those are always nice, and it make things very interactive.

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Yeah!!! Another site for me to dig through!! I love how these things start to fall into your lap when you start making a move in a new direction!! Can’t wait to see what I find here! My only suggestion after my initial scan is regarding the ad placement … maybe instead of having them so boldly across the top, they could be smaller and off to the side–to highlight your content instead of theirs?

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by: TKO from Ontario | November 21st, 2008 (1:39 am)

Greetings from Ontario,

Congrats FB!

Keep up the great work, and share the cash after all, tis the season!

Should I win, I’ll share my winnings with the poorest of the poor in Bogota, Colombia.
You’d be amazed with how little they’ve got.

I really enjoy your daily posts and am inspired by your amazing time management skillz.
Tip: Having your posts edited may improve readability, but it would take away the ESL flavour that I enjoy so much. I dream to one day write as well in French as you do in English.


TKO from Ontario, (originally from Poland via Italy).

[…] The Financial Blogger also has a 2nd anniversary contest and is giving away $200 CASH! […]

Congrats on the 2 years! I enjoy your posts on frugal living and always look forward to seeing new content come up.

Thanks for 2 great years, Mike. I’m always here, but don’t comment. I would have to say the layout of the advertisements is really the only beef I would have. I prefer ads to the right, personally.

I am enjoying the articles, and the ones about Primerica were excellent. They tried to recruit me so many times and it seemed more like a cult than anything else – the weekend “service” where we had a speaker, and then people standing up to tell us how Primerica changed their life. Later on, I did buy into a business that collected and financially/credit related court case information, including foreclosures, and whose name ended up in my files? The fellow who had tried hardest to recruit me! He lost his house after leaving his job to join Primerica. No idea if there were other reasons involved.

I really like the content on this site. The estate planning articles were very useful for me. I also already subscribe to your feed and check it several times a week. Keep up the great work!

Love the diverse array of personal finance topics tackled on the blog, I especially liked the ramblings in your MBA series and was sad when they stopped….anyways congrats on your 2nd anniversary!

Hmmm…I was going to put this in my Monday roundup but that will be too late!

This is a lame improvement suggestion but I’m going to suggest you do what I did recently – cut your categories down to 10 or so. You have too many!

There is a plugin you can use to help with that (but it still takes a few hours).

I just thought of something – put all your text links lower – they only care about link juice so you can put them in the footer if you want. That would improve the presentation a bit.

by: The Financial Blogger | November 21st, 2008 (11:22 pm)

Since I’m getting more links today (and probably tomorrow), I’ll announced the winners on Sunday, Nov 23rd


Great site!

One suggestion I have is cleaning up the clutter on the header of the site. It can be crowded at times with all the images/ads.

Your content is fantastic!

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