February 13, 2008, 7:22 am

Reviewing Your Investment Profile

by: The Financial Blogger    Category: Investment, Market and Risk,Trading
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With all this market turbulences, are you sleeping well at night? If you are, you probably invested according to your personal investment plan and according to your risk tolerance. If you are taking sleeping pills at night and anti-depressing pills during the day because of your latest investment portfolio, this may be the time to review your investment profile. Maybe your money is just not at the right place.

stock market



Do you remember the first time you wanted to invest money with your banker or financial advisor? He asked you to fill in a “stupid” questionnaire of 5 to 10 questions that took you 2 minutes to complete. You gave it back probably without knowing that these 2 minutes of your life will influence your whole retirement plan (and your probable drug addiction to sleeping pills!).


        Well this questionnaire was in fact to determine your investment profile. They are created by specialists in finance and psychology to in order to provide you with the most accurate investment profile in regards to your situation, goals and risk tolerance. Unfortunately, this document is as good as the time and involvement you will take to complete it.


        One of my readers, Dom, recently asked what he should do since he made only 2% of return for the past 3 years. He mentioned that he invested money after meeting with a financial planner. The first thing that came into my mind was to tell him to look at his investment profile before doing anything else. Most people will feel very courageous when they look at their “small” return compared to what the market has been doing for the past 3 years, especially if the market has been sky rocketing.


        Everybody wants to make good money and make a good return, that’s the easy part. The not so easy is to determine if you are willing to pay the price to get those kinds of returns. The price to pay is obviously incertitude. If you take greater risk, you should earn greater returns but it is normal to have bigger losses at one point in time as well. The question is not about how much you are willing to earn but more how much are you willing to lose in order to hope earning great returns on your investment?


        By taking the time to complete your investment profile with a financial planner, you will be in a better position to put your money where you will feel comfortable over the long run. Since most investors lost money over the past two months, this should be the perfect timing to take a look back at your investment profile and maybe adjust it according to your new perception.



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please provideme with a questionnaire on investment portfolio

by: The Financial Blogger | October 7th, 2008 (6:48 am)

Hello Rosette,
you can find them on major bank websites such as RBC, BMO, CIBC, TD, Scotia and National Bank. They are usually in the investment part of their site. They will give you your end result as well.



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