October 25, 2012, 6:00 am

How You Can Grab Life By The Balls in Your 20s

by: MD    Category: Assets and Net Worth
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“Success: no magic formula. You gotta be willing to work for it. Consistent, hard ass work.” – The Rock

You’re in your 20s. Life is damn amazing. I’m sure that things are okay in your 30s and 40s, but that’s way too far away to think about. I’ve been doing my best to have a blast in my 20s and to plan for the future.

I wanted to write about tips that have helped me get to (almost) 25 with money in the bank, many great experiences from around the world, and a willingness to take on all challenges.

How can you grab life by the balls so that you can have more money and be happier than ever?

Never feel sorry for yourself.

It’s not even worth spending one minute feeling sorry for yourself.

“Life is tough bro.”

This is what a buddy sent me on BBM the other day. What? Seriously? Life was tough for my parents when they came to Canada and had to raise three kids with no education. Getting dumped isn’t tough. It sucks, but it doesn’t mean that you have a tough life.

I’ve felt sorry for myself in the past and it’s an absolute waste of time. If you don’t take yourself seriously, nobody else will.

Channel your frustrations.

It’s okay to be upset or frustrated. It’s not okay to let your frustration prevent you from getting things done.

What can you do when you’re frustrated?

Pump at the gym.

Talk to someone.

Watch a movie.

Never, ever get drunk when you’re mad. You’ll get into a fight, say something stupid, or just make a fool out of yourself. Alcohol is for fun times.

Embrace love.

There’s nothing wrong with falling in love. You’re not a wimp if you fall in love. Everyone falls in love. Just please try to be smart. Don’t move in after 3 months of dating like my aforementioned buddy did.

Here’s how it went:

They met in January. They moved together around April. She dumped him in October, forcing him to pack up and go.

Move on.

Life is too short to dwell on any problems.

The best thing to do is to always move on. Why sit around feeling sorry for yourself?

Take risks!

Are you taking risks?

Try taking as many risks as possible. Approach beautiful women, start a crazy business, or attend a conference.

Challenge yourself.

Do you want to build your confidence? Try to challenge yourself. I thought I was pretty tough… Then I started kickboxing. I would get beat up by skinny old men in class. Now that’s humbling.

I get bored easily. I believe that you have to push yourself and step outside of your comfort zone.

If you’re the smartest in your group, it’s time to find a new group. I believe in challenging yourself to see what you’re made of.

Switch careers.

“The door is wide open and nobody’s forcing you to be here.”

That’s what my buddy told someone the other day at work. This friend happens to be a manager in a very pro-union environment. Everyday the workers complain to him and bash the corporation. The door is wide open is what he tells everyone.

If you hate your job. then it’s time to switch careers. I know it’s easier said than done because we all have bills. This is why I recommend the next piece of wisdom.

Upgrade your skills.

You always have the option to upgrade your skills. The more you know, the more you can get paid! More money= good times.

How can you upgrade your skills right now?

  • Take an online course.
  • Read a new book.
  • Go on a trip.
  • Learn a trade.
What skill will you learn?

Make money on your own.

I believe that your 20s are the best time to plant the seeds for the future and to create your ideal lifestyle. If you can learn how to make money on the side somehow, you’ll be set. You won’t have to worry about getting fired, stress about the bills, or have to put up with a incompetent boss.

I would love to hear from those that are over 30.

What do you wish you did in your 20s? What are you proud of accomplishing at an early age?

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“This is what a buddy sent me on BBM the other day. What? Seriously? Life was tough for my parents when they came to Canada and had to raise three kids with no education. Getting dumped isnâ??t tough. It sucks, but it doesnâ??t mean that you have a tough life.”

Did you tell him that or were you a bit nicer to the poor guy who now needs a couch to crash on?

Love this. I am 22 and still trying to figure out what I want to do and where I want my life to go. Besides being terrified and confused about having the decisions about my life being completely up to me for the first time ever, these are some really good tips. I know too many people that allow feeling sorry for themselves to hold them back. Its how you react to tough situations being thrown your way, that defines you as a person.

@Evan I’m very realistic lol! I don’t hold back the truth. That’s why my friends come to me for reality checks.

@Kelly I’m glad that you enjoyed it. Have you faced any tough situations lately?

[…] The Financial Blogger wrote about grabbing life by the balls. […]

MD, what do you think people do if they end up not getting a job or creating a business? Where do they end up going and living?

When I see Apple sales and our youth with multiple expensive Apple products here in SF, it makes me so bullish everything will be alright. Nobody spends money they don’t have right?

So maybe there’s no need to worry.

Thereâ??s no shortage of older people giving great advice to all the 20 year olds out there. The problem is very few of those 20 year olds will listen â?? itâ??s one of the side-effects of being a 20 year old. I should know, having just entered my 30s.

My only advice is to LISTEN to those who are older and wiser before it is too late.

Great ideas. I think a lot of these apply to everyone not just those of us in our 20’s.

Coming to the tail end of my 20’s I am definitely glad I followed some of these tips!

Thanks for sharing.

Hmm I think too many people spend money that they don’t have. I would love to have a new iPad or iPod, but I just can’t bring myself to spend the money. Am I too cheap?

Not sure where they go… Most of my friends have found some sort of a job after school. Not everyone is happy with the work but they like having money coming in.

by: The Financial Blogger | October 27th, 2012 (8:45 am)

Hey Sam,

please tell me that you are sarcastic, right? Both American and Canadian are known to spend a lot more than they earn. This is how we have been rolling our economy for the past 15 years: borrowing more from your house to pay for your consumer debts.

I’m not quiet 30 yet, but I will be in 2 years. I truly wished I started my business in college rather than when I graduated college. I would have 4 more years of business experience! 4 more years of deliberate practice in my field and 4 more years of expertise.

I agree that drinking is a very bad move. I choose to go walking and listen to music to clear my mind. As for being in my 30’s now I wish i would have focused a lot more on my career and savings. Starting at 25 makes a big difference when you look at compound interest.