September 18, 2009, 4:34 am

Cheap Travel Insurance Review

by: The Financial Blogger    Category: Reviews
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“Our prices may be cheap, but we don’t compromise on your coverage!”

This is probably the biggest concern of any traveller. You don’t want to pay a fortune for your travel insurance, but you want to make sure you get support if anything bad happens. Why do we have to wait to find out if our insurance coverage was good only after we actually need it?

What is Cheap Travel Insurance?

So, today I am reviewing Cheap Travel Insurance, one of the cheapest insurance providers for travelling in the UK. The name says pretty much everything that needs to be said 😉 This is a place where you can get insurance coverage while travelling around the world.

They actually cover most European countries along with Australia and New Zealand.

What makes you want to visit this site?

If you have travelled through different countries, you know that a lot of things can happen while you are visiting the Sistine Chapel (right Intelligent Speculator?).

As your healthcare insurance won’t cover you if you get sick in another country, you want to make sure you have proper insurance coverage to pay for medical expenses.

Are the resources really helpful?

What I really like about Cheap Travel Insurance is the specificity of their products. While they offer 2 types of medical expense coverage (£5 million and £10 million… can you really be that sick?), they also offer specific coverage according to your trip.

I was surprised to see that you can get travel insurance for:

Golf Travel Insurance

Ski Travel Insurance

Snowboarding Travel Insurance

And even Cruise holidays travel insurance.

They also specialize for travel insurance coverage for backpackers on a long trip (up to 18 months). This coverage includes:

·Trip duration from 31 days to 18 months.

·42 Adventure Sports included with options to cover more daring pursuits.

·Include Ski and Snowboarding coverage for up to 18 months.

·Up To £3 million Medical and Repatriation Coverage.

·No extra cost for ‘Back Home’ visits*

·24 Hour Emergency Medical Helpline.

·Insurance available up to 49 years of age.

·Option to exclude baggage for further savings.

Can improvements be made?

I actually like the way the site is built as you can get quotes according to your needs quite easily. The quotation tool is simple to use and can provide your travel insurance premium in a heartbeat. They provide you with a complete chart of what is included in the coverage quoted (from travel delays to loss of limb or sight!).

However, while the site is pretty cool, it is not offered to non UK residents yet. In the meantime, they refer us to another travel insurance provider offering the same types of coverage. When going through the other insurance provider, you have the option to select your country and get the premium according to your nationality.

So if you are looking for travel insurance and you are a UK resident, you can try Cheap Travel Insurance. If you are not, you can always visit the following section and select a travel insurance provider for your country:

Non UK Resident Travel Insurance Coverage.

Disclaimer: This was an honest but paid review. We did it because we think it is a great financial resource on the Web and our opinion has not been biased. We are now offering to review your website for a highly competitive price. If you want The Financial Blogger to review your website, please feel free to contact us at thefinancialblogger (at) gmail (dot) com or visit our advertise section.

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I think the Travel Insurance can actually give people a false sense of “security” when thy decide to use this type of insurance when traveling. I believe that taking very practical steps before traveling any where can be a better option.

by: The Financial Blogger | September 18th, 2009 (7:00 pm)

When your stuff get stolen, there are not much “practical steps” that can avoid it 😉