January 25, 2008, 7:00 am

Another Tough Decision

by: The Financial Blogger    Category: Personal Finance
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        On New Year Day, my wife told me that 2008 will be one of our best years ever. In fact, the number “8” represents a lot in our life; we met on May 8th, we got married on May 8th and if we add “8” to any of our family member birthday (me, my wife and our two children), it leads to the next one (5th, 13th, 21st, 29th). So 2008 “should” be a good year for us. However, nothing happens without a bit of effort!

After supper, William was playing in the living room and my wife and I were talking while going through the local news paper and other promotional flyers.



At one point, she suddenly stopped reading and looked at me.– There is a posting for a part time educator at the daycare nearby our house, she said.Sometimes, life wants to give you something but you have to make some sacrifices. The truth is that my wife is scheduled to go back to go work at the end of August. However, she is working at a daycare that is 25-30 minutes away from home. This one is one street away from where we live.If my wife was to apply to this job, she could possibly have two places for our children and work at 2 minutes away from our house. In addition to that, she could reduce her number of hour down to 25 hours/week. This would be enough as I’ve already created about $200 a month of cash flow from my $1,500 project.


Even though we don’t plan having her working over a long period of time, there is still a possibility that she would have to work for another year depending on how our personal finance is going. Once she quit, she would also have the possibility to leave our children two or three days a week at a daycare much closer than the one we actually go. As there is a waiting list of 2 years, there are no other solutions for us if we want to move our children closer to where we live.On the other hand, Amy would have to go to the daycare at the very young age of 6 months. That is concerning us as we think that it will be a shock for both my wife and my daughter…


On the other hand, she would go only 25 hours a week compared to 35 hours at the age of 1 year if we stick to the original plan.We did not make our decision yet. I’m curious to see what my readers think so feel free to comment on this article in order to help us out making the right decision!



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I think the word is “tough” not “though”.

by: The Financial Blogger | January 25th, 2008 (10:51 am)

gulps! that’ all I have to say!

by: TKO from Ontario | January 25th, 2008 (11:35 am)

Hello Financial Blogger,

Haven’t read your awsome blog for about a week, we too were blessed with the arrival of Baby TKO last Friday.

The content of your posts still rocks, but the font plainly sucks.
With all due respect, please change it as the text looks like something my new born baby did this morning in her diaper.


TKO from Ontario

lol – congrats TKO.

I said the same thing this week (but not in those words).

Oh, that isn’t a easy one to deal with. I’m not sure what the answer is, but I just have one question.

If there is a two year wait list for childcare why doesn’t your wife just open a daycare up in your house? After all her commute time drops to zero and if there is that much demand in the area she should be able to pick up a few kids.

Just an idea,

by: The Financial Blogger | January 25th, 2008 (11:39 pm)

Congrats TKO!! It’s a boy or a girl?
… and I got the message regarding my new font 😉 I just changed it. Hope you like this one!

CD, we thought of opening one at our house but that would require that my wife has to work from 7am till 6pm five days a week. Not very temping considering that you can not charge more than $25 per kid/day.