May 14, 2018, 8:34 am

New Payment Methods and How They Could Boost Your Business

by: The Financial Blogger    Category: Business

Source: @rshevlin via Twitter

So, you’ve established a website, started to generate leads in your chosen field and – most importantly – begun to make some money. Now, however, you need to start considering how you want your money-making scheme to move forward.

There are many of different places you could start with reviewing your operation, but one issue that should definitely be up for review is how you are accepting payments from your clients. After all, considering it could ultimately prove key as you look to take your business to a whole new level.

Emerging trends

While there is of course still a place in business for traditional payment methods such as credit or debit card and even cheques, there is growing evidence that a number of people are keen to have different options when it comes to buying products or services. According to SmartDebit, research in the UK last year suggested that 90 percent of consumers think businesses should offer a range of payment methods, with 58 percent adding that they would probably prefer to spend money with such organizations.

Bitcoin statistic coin ANTANA” (CC BY-SA 2.0) by antanacoins

Unsurprisingly, many businesses have taken notice of such calls. For example, major organizations like Microsoft and Expedia have taken the plunge and started to accept payments in cryptocurrencies like bitcoin in recent years, while this guide to various casino deposit options shows how that industry has also embraced letting people pay using everything from bank transfers to e-wallet platforms like PayPal. In addition, Amazon even now allows people to buy goods through voice purchasing on their Echo range of devices.

But while businesses are offering this diverse range of payment methods, are there actually signs that consumers are embracing them? Well, according to new research from payment solutions provider TSYS, the answer is very much yes.

Growing appetite

The organization’s 2017 US Consumer Payment Study found that younger generations, in particular, are increasingly interested in using new and emerging payment methods, with 60 percent of people who own an AI device such as the Amazon Echo using it to make purchases. In addition, more than half of respondents said they were interested in using a mobile wallet rather than a card to pay for shopping, while 45 percent of people aged between 25 and 34 have also used a service such as PayPal or Zelle.

While the study did also confirm that traditional payment methods like debit and credit cards and cash remain hugely popular, the findings undoubtedly highlight that interest in different platforms is clearly on the rise.

Worth considering

When all of this is considered, it genuinely does seem like there is a real appetite among consumers for them to be able to make purchases in a manner which suits them. With younger generations, in particular, embracing new payment methods, it seems that going forward, businesses are going to have to ensure they are meeting their needs.

Whether you are making money online for a living or simply to generate a little bit of extra cash, considering the issue of payment methods could ultimately be key to your operation’s long-term success.

If you liked this articles, you might want to sign for my FULL RSS FEEDS. Then, you will get my daily post to your email and can read it at any time. To subscribe CLICK HERE

Comments: 0 Read More

Related Post

May 10, 2018, 4:46 pm

The Value of Life Insurance

by: The Financial Blogger    Category: Insurance

If you are living on a comfortable budget and have savings, you may think you don’t need life insurance. But a life insurance policy can be an important part of your overall savings, and what you leave for your heirs. Here are a few reasons why there is value in life insurance for all income brackets:

The Future is Uncertain

We all know that we cannot predict the future.  An unexpected expense, a change in the market or economy, or unforeseen illness can always change the equation. If you have life insurance, it is just one more way to help secure your family’s future, and often at set terms. Life insurance covers funeral costs, and it can replace your income for your dependents, should you pass away unexpectedly.

Life Insurance Isn’t Just for You

On a related note, the people who truly benefit from your life insurance policy are your family members. Your spouse, siblings, or parents can receive the death benefit of your policy, and of course your children can be named as your beneficiary. The insurance benefit can go towards their education or their inheritance, and it can give you peace of mind that your children will be provided for even if you are gone.

Use To Help Supplement Income

Did you know that some life insurance policies can accumulate cash value? Permanent life insurance policies have cash value and part of your monthly premiums go toward this part of the policy. You can work with a financial professional to include this type of policy as part of your overall financial plan.

Permanent life insurance lasts for your entire life, unlike term insurance which is for a specified time period. As a result, the premiums will be higher than those for term at the start of the policy, but there can be more flexibility in benefits.

Use Your Insurance If You Become Terminally Ill

A permanent life insurance policy can also help in the case of a very serious illness. This involves accelerated benefits, which can help cover medical costs. However, that money comes out of the death benefit that will be paid out, so factor in your other savings and the rest of your estate.

Talk to a trusted insurer to see the different options available and find the policy that best suits you. Regardless of where you are in life, or where your savings stand, a life insurance policy can be an important component of the legacy you leave for your loved ones.

If you liked this articles, you might want to sign for my FULL RSS FEEDS. Then, you will get my daily post to your email and can read it at any time. To subscribe CLICK HERE

Comments: 0 Read More

Related Post

April 15, 2018, 10:38 am

Day trading for beginners – What you should know

by: The Financial Blogger    Category: Investment, Market and Risk

“Being a rookie trader, it’s easy to forget the basic set of rules when it comes to day trading.” Tom Soyer, a senior financial analyst at Olsson Capital said in a conference held recently.

According to Soyer, a high percentage of day traders give up when they lose out on a trade. The main reason for this, however, is that these new traders have not taken the basic trading rules to heart. To make it easier for rookie day traders to begin a trading career, Soyer composed a list of basic rules to take into account when trading for the first time.

You are never too old to learn something new

It does not matter how long you have been dabbling in day trading, you always need to keep a close eye on trading publications. These can include chart, reports and financial records of the type of trading you are doing.

Don’t expect to become rich overnight

Day trading, although done in short timespans, should not make you think that you’d become rich overnight. As a new trader, you should be prepared to lose out on a few trades. Should you complete your day of trading and be able to cash out a substantial amount of money, do not expect that every day will go like that.

When it comes to margin trading

If you choose to borrow money from your broker to give your trade a bigger boost, you need to take into consideration that this type of margin trading holds its own risk. Should your trade be successful, you walk out with better results as a result of the money you borrowed. But if the trade goes south, your loss will be even bigger than when trading without borrowing.

Don’t trade according to what you hear

The media is full of opinions and speculation. Don’t fall victim to its claws. Yes, that’s easier said than done as we as human beings tend to get emotional about these type of things. Before you make a trade, know what you want from the trade and have a pre-set plan for how you want the trade to go. If you hear that the market is about to fall, make sure of the fact, read your charts and should it be true, exit the trade to minimize losses.

Keep your number of stocks low

If you’re a day trader that is just beginning out, it is better to keep the number of stocks you trade to a maximum of two per day. This gives you the ability to spot new opportunities much easier and keep your wits about you when keeping an eye on the markets you trade on during the day. As you gain more experience, you can increase your trades per day accordingly.

Don’t rush your trades

When the market opens in the hours of the morning, prices tend to be volatile as many traders are ready to execute their trades right away. As a beginner trader, it is better to wait for at least 20 minutes before making a trade as, by this time, the market should begin to settle again. Towards the end of the day, trade price volatility will be higher again as ,by this time, traders want to close their trades for the day. That being said, the best time for a rookie trader to execute trades would be at midday.

Keep your trading money aside

It is a good idea to keep the money you intend to trade with aside. That way, you won’t trade with the money that is intended for other expenses. As a new trader, you will have to be prepared to cut your losses with some of the money you have set aside as not every trade will fall in your favour.

If you follow the above-mentioned set of rules while developing a trading strategy, it is Soyer’s opinion that day trading will be much easier for rookies. Since new traders are still learning the tricks of the trade, it is better to play it safe before jumping into the deep and possibly drowning in trades you make without truly understanding what you are doing.

If you liked this articles, you might want to sign for my FULL RSS FEEDS. Then, you will get my daily post to your email and can read it at any time. To subscribe CLICK HERE

Comments: 0 Read More

Related Post

March 15, 2018, 12:52 pm

Solutions to the problems you may face while trading online

by: The Financial Blogger    Category: Investment, Market and Risk,Trading

binary options, trading binaries, binary options trading

The process of online business is fast and cheap. You can do business without having to talk to live representatives without having to settle from your home comfortably. According to a senior financial analyst at Wilkins Finance, the speed and ability to unlock online business is fully related to support technology, which may fail at the very least. Other possible issues are the federation for customer service and investment decisions. The problems discussed below are to make you aware of what bad can possibly happen so you can have a backup ready.

Technical problems

The online business merchandise is just as good as server and software. Highly volatile business days can slow down processing processes and slow down the information process. If you do not have the necessary purchases and sales firms, especially in the fast-moving markets, you will find significant losses. Software widgets can end up delays in cost pricing and status information. This may result in business losses as you enter orders due to delays in false price or ordering reports.

Investors depend on internet and mobile services providers to investigate information research and business locations. If you do not have access to the internet access point, you will not get the exact information or select the key business locations. So to overcome this problem, you should have a backup device always ready and an alternative internet connection.

Customer service

Online brokers are a low-cost expense structure that allows them to submit leave to the commissions. You may be waiting for a telephone call for a long time, especially in non-profit markets, as well as trained and traded traders. Also, you cannot provide some commands through the phone, such as Release the Optional Options Commands. Brokers can prioritize affordable buyers and active businesses, which can expand the waiting time for middle investors.

Administrative measures such as exchange of funds between accounts or sending posters between brokers and long-term business opportunities may be possible. However, the brokerage firms that offer 24/7 customer service will be able to assist you whenever you are in need.

Feedback mechanisms

The business of online trading is that you are an investor, and you depend upon a broker. Online brokers usually do not offer sales recommendations. You need to save time for research, such as reviewing financial statements about corporate websites, investment links, and price charts on the financial website. You should consider double-budget funds that offer professional management and diversity at reasonable prices if you do not have a timely accounting account. In short, you will need some time to invest in your online trading business. Moreover, choosing the right broker will also prevent these problems.

If you have problems with your service, then you should have internet backup in your workbook or public library by employing regular administrative hours. For example, if goods are between transactions between accounts. Place market commands in fast-moving markets because these orders can be used instead of inappropriate prices. Review the general information on ideas about ideas before opening different brokers, service levels, and online accounting.

Sustainable business

Online investments can be dangerous for nonprofit investors because these emotions are easy to respond and can make a lot of investment decisions based on the raged emotions. In real equity, this stock should be held for a longer period of time, to make the Starter Market profitable for a gradual growth. If a single investor often sells a counter to the current events and economic conditions, then it may have benefited from long-term economic benefits.


Easy access to online business can be the finest results of investment on investment.  You must pay 15% of investment profits for more than one year, but pay an ordinary income tax that is one year or less. Your income tax will be up to 35 percent. Therefore, it is a taxable ability to keep a long-term investment profile in the long run. The trick is also to avoid the tax rule by keeping the stocks for short periods of time.

It can be concluded that like every other business, in online trading as well you might face problems. However, one thing to be kept in mind is that every problem comes with a solution. Instead of panicking, work on improving the situation.

If you liked this articles, you might want to sign for my FULL RSS FEEDS. Then, you will get my daily post to your email and can read it at any time. To subscribe CLICK HERE

Comments: 0 Read More

Related Post

March 10, 2018, 2:40 pm

Life Insurance: Protection for the Future

by: The Financial Blogger    Category: Insurance

How do you plan for the future? Do you think maybe five or 10 years down the road? Maybe planning for you is what’s going to happen next week? Sometimes, it’s important to plan for the long-term, both for your retirement and for the future well-being of your family.  When considering a long-term plan, think of adding a life insurance policy to your financial future. No one wants to think about their untimely demise, but a life insurance policy doesn’t have to be morbid—it’s a sensible part of financial planning. Here’s why:

Funeral Costs

The average funeral cost today ranges from $7,000 to $10,000. Can your loved ones suddenly afford $10,000 if you pass unexpectedly? Life insurance can help cover this cost so whenever your family needs that money, even if it’s long in the future, it can be taken care of.

Pay Outstanding Debt

Unfortunately, your debt doesn’t go away even if you pass. Debts such as a mortgage, student loans and credit card bills will need to be paid by your family, but your life insurance policy can be used to pay off those debts.

By adding a life insurance policy to your financial plan, you can give yourself and your family members financial protection knowing that debts can be taken care of, and financial stress can be lessened. What if you’re single and don’t have any dependents? Your debt could still become the responsibility of other family members, so having a life insurance policy is still valuable if you don’t have a spouse or children.

Cover Loss of Income

Are you the primary source of income for your family? If you share earning power in your family, would the loss of your income create financial problems? A life insurance policy could help cover the loss of revenue in the result of your sudden death. The beneficiary would have access to the death benefit to help maintain the life you have helped to build.

Protecting Your Retirement

Eventually we reach a point where our kids are grown, our debt is paid off or very close to it, and retirement is around the corner. Life insurance can provide for your spouse or loved ones should you pass away while on a fixed income. Rather than change plans and possibly come out of retirement, your spouse can be taken care of with your death benefit.

Consider talking to a life insurance agent as you plan your financial future. With a life insurance policy you can protect your loved ones from the financial burden of an unexpected death, help pay off debts, help cover the loss of income, and can help them to lead a financially secure life. It is one of the best plans you can make.

If you liked this articles, you might want to sign for my FULL RSS FEEDS. Then, you will get my daily post to your email and can read it at any time. To subscribe CLICK HERE

Comments: 0 Read More

Related Post