Comments on: The Sad Truth About Investing http://www.thefinancialblogger.com/the-sad-truth-about-investing/ This is where your finance takes place Tue, 07 Oct 2008 09:43:35 +0000 http://wordpress.org/?v=abc By: The Financial Blogger http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1969 The Financial Blogger Wed, 05 Mar 2008 01:58:14 +0000 http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1969 cool ! thx for the "future" link ;-) cool ! thx for the “future” link ;-)

]]> By: Dividends4Life http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1966 Dividends4Life Tue, 04 Mar 2008 19:30:52 +0000 http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1966 Unfortunately, there is a lot of truth in what you write. The bottom line is most investors don't have a strong conviction in their investment plan and will jump ship when things go down. If you really believed in what you were doing, that is the time to be buying! I plan to include your article in my weekly carnival review this Friday. Best Wishes, D4L Unfortunately, there is a lot of truth in what you write. The bottom line is most investors don’t have a strong conviction in their investment plan and will jump ship when things go down. If you really believed in what you were doing, that is the time to be buying! I plan to include your article in my weekly carnival review this Friday.

Best Wishes,
D4L

]]> By: Today’s Carnival | Amateur Asset Allocator http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1957 Today’s Carnival | Amateur Asset Allocator Mon, 03 Mar 2008 18:32:59 +0000 http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1957 [...] The Sad Truth About Investing by The Financial Blogger [...] [...] The Sad Truth About Investing by The Financial Blogger [...]

]]> By: Carnival of Personal Finance #142 - The Homeless Edition — The Baglady http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1953 Carnival of Personal Finance #142 - The Homeless Edition — The Baglady Mon, 03 Mar 2008 07:51:41 +0000 http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1953 [...] Financial Blogger presents The Sad Truth About Investing, and comments, “I realized a very sad truth about investing; Small investors cannot really [...] [...] Financial Blogger presents The Sad Truth About Investing, and comments, “I realized a very sad truth about investing; Small investors cannot really [...]

]]> By: The Financial Blogger http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1901 The Financial Blogger Tue, 26 Feb 2008 01:43:15 +0000 http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1901 CR; Banks offer good product for small investors and they could make money without knowing much about investing (while banks will also make money at the same time with MERs, commissions, etc.). However, when you see people saying that they want to get double digits returns and they call you to complain because they end-up the year with -6%, they are simply not made to invest. This is the sad truth about investing; people want all the return without risk and fluctuation... I wish I could find gold under my pillow ;-) CR;

Banks offer good product for small investors and they could make money without knowing much about investing (while banks will also make money at the same time with MERs, commissions, etc.). However, when you see people saying that they want to get double digits returns and they call you to complain because they end-up the year with -6%, they are simply not made to invest.

This is the sad truth about investing; people want all the return without risk and fluctuation… I wish I could find gold under my pillow ;-)

]]> By: Customers Revenge http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1896 Customers Revenge Mon, 25 Feb 2008 14:11:52 +0000 http://www.thefinancialblogger.com/the-sad-truth-about-investing/#comment-1896 I agree with you in general, that retail returns of a small part-time investor would likely be small, but I disagree that it has to be or should be. I believe it is a skill that can be developed. I would make a bad doctor, unless I practiced to become a good doctor! Same thing with investing ... if I invest in the "market" then I probably shouldn't expect to beat the market unless I commit to practicing until I do. The trouble with retail investing (back to banks again) is that you are buying banking products. Bank products transfer the risk to end buyer while keeping profits for themselves. MERs, commissions, margin interest, etc are always collected while very little risk falls to the bank. No doubt that small retail investors have little left. The smaller, but sophisticated, investor may wish to make contact with up-and-coming companies and become an angel investor in an early stage firm. Or invest in real-estate. You can make over 10% quite easily but there has to be a little effort put it. I agree with you in general, that retail returns of a small part-time investor would likely be small, but I disagree that it has to be or should be. I believe it is a skill that can be developed. I would make a bad doctor, unless I practiced to become a good doctor! Same thing with investing … if I invest in the “market” then I probably shouldn’t expect to beat the market unless I commit to practicing until I do.

The trouble with retail investing (back to banks again) is that you are buying banking products. Bank products transfer the risk to end buyer while keeping profits for themselves. MERs, commissions, margin interest, etc are always collected while very little risk falls to the bank. No doubt that small retail investors have little left.

The smaller, but sophisticated, investor may wish to make contact with up-and-coming companies and become an angel investor in an early stage firm. Or invest in real-estate. You can make over 10% quite easily but there has to be a little effort put it.

]]>