Comments on: The Power of Systematic Investments http://www.thefinancialblogger.com/the-power-of-systematic-investments/ This is where your finance takes place Thu, 18 Mar 2010 04:25:14 +0000 http://wordpress.org/?v=2.9 hourly 1 By: The Financial Blogger » Blog Archive » How To Start Investing – A DIY Growth Investment Strategy Part 4 – Do You Want A Broker, A Financial Planner or Being a real DIY investor?1 http://www.thefinancialblogger.com/the-power-of-systematic-investments/comment-page-1/#comment-5263 The Financial Blogger » Blog Archive » How To Start Investing – A DIY Growth Investment Strategy Part 4 – Do You Want A Broker, A Financial Planner or Being a real DIY investor?1 Mon, 16 Mar 2009 10:01:06 +0000 http://www.thefinancialblogger.com/the-power-of-systematic-investments/#comment-5263 [...] you are already ahead of most people by now. However, while knowing how much to invest per month and what is your investor profile is not enough for a comfortable financial situation. Now you need [...] [...] you are already ahead of most people by now. However, while knowing how much to invest per month and what is your investor profile is not enough for a comfortable financial situation. Now you need [...]

]]> By: The Financial Blogger » Blog Archive » How to Start Investing – A DIY Growth Investment Strategy Part 4 http://www.thefinancialblogger.com/the-power-of-systematic-investments/comment-page-1/#comment-5167 The Financial Blogger » Blog Archive » How to Start Investing – A DIY Growth Investment Strategy Part 4 Mon, 09 Mar 2009 11:00:33 +0000 http://www.thefinancialblogger.com/the-power-of-systematic-investments/#comment-5167 [...] If you have a systematic investment set, I suggest you purchase index funds with it. ETF’s have a lower MER’s fees but they cannot [...] [...] If you have a systematic investment set, I suggest you purchase index funds with it. ETF’s have a lower MER’s fees but they cannot [...]

]]> By: The Financial Blogger » Blog Archive » For a Better Diversification in my Smith Manoeuvre Strategy http://www.thefinancialblogger.com/the-power-of-systematic-investments/comment-page-1/#comment-5005 The Financial Blogger » Blog Archive » For a Better Diversification in my Smith Manoeuvre Strategy Thu, 26 Feb 2009 10:01:11 +0000 http://www.thefinancialblogger.com/the-power-of-systematic-investments/#comment-5005 [...] I cancelled my $400 periodic investment into the National Bank dividend fund and decided to split this amount among 4 funds. On top of [...] [...] I cancelled my $400 periodic investment into the National Bank dividend fund and decided to split this amount among 4 funds. On top of [...]

]]> By: The Financial Blogger | What is Really Cool About Manulife Income Plus http://www.thefinancialblogger.com/the-power-of-systematic-investments/comment-page-1/#comment-4252 The Financial Blogger | What is Really Cool About Manulife Income Plus Fri, 19 Dec 2008 10:04:15 +0000 http://www.thefinancialblogger.com/the-power-of-systematic-investments/#comment-4252 [...] that you are 40 and you want to retire at the age of 60. You have been a good little boy and been saving periodically. Since you always had a great asset diversification, you now have 300K invested in your RRSP [...] [...] that you are 40 and you want to retire at the age of 60. You have been a good little boy and been saving periodically. Since you always had a great asset diversification, you now have 300K invested in your RRSP [...]

]]> By: The Financial Blogger | My Smith Manoeuvre – September Udpate http://www.thefinancialblogger.com/the-power-of-systematic-investments/comment-page-1/#comment-3615 The Financial Blogger | My Smith Manoeuvre – September Udpate Mon, 13 Oct 2008 10:00:53 +0000 http://www.thefinancialblogger.com/the-power-of-systematic-investments/#comment-3615 [...] of the biggest advantages of the Smith Manoeuvre is that you benefit from the systematic investment strategy. By buying every month, you have the possibility to average down your costs and get more [...] [...] of the biggest advantages of the Smith Manoeuvre is that you benefit from the systematic investment strategy. By buying every month, you have the possibility to average down your costs and get more [...]

]]> By: The Financial Blogger | Take The Power Back Part 2 http://www.thefinancialblogger.com/the-power-of-systematic-investments/comment-page-1/#comment-2375 The Financial Blogger | Take The Power Back Part 2 Fri, 02 May 2008 10:53:23 +0000 http://www.thefinancialblogger.com/the-power-of-systematic-investments/#comment-2375 [...] you don’t have much debt, I would strongly suggest using your extra cash flow in order to setup a systematic investment strategy. This will boost your investment portfolio as you will have the possibility to buy more [...] [...] you don’t have much debt, I would strongly suggest using your extra cash flow in order to setup a systematic investment strategy. This will boost your investment portfolio as you will have the possibility to buy more [...]

]]> By: The Financial Blogger http://www.thefinancialblogger.com/the-power-of-systematic-investments/comment-page-1/#comment-2352 The Financial Blogger Sat, 26 Apr 2008 11:39:04 +0000 http://www.thefinancialblogger.com/the-power-of-systematic-investments/#comment-2352 CR: We made some calculation at the bank and, roughly, the 2nd guy would have to put twice the amount per year to compensate the fact that he waited 10 years before putting money aside. If you have the possibility to put money aside young, don't underestimate the outcome you could get! CR:

We made some calculation at the bank and, roughly, the 2nd guy would have to put twice the amount per year to compensate the fact that he waited 10 years before putting money aside. If you have the possibility to put money aside young, don’t underestimate the outcome you could get!

]]> By: Customers Revenge http://www.thefinancialblogger.com/the-power-of-systematic-investments/comment-page-1/#comment-2350 Customers Revenge Fri, 25 Apr 2008 13:38:58 +0000 http://www.thefinancialblogger.com/the-power-of-systematic-investments/#comment-2350 I too was extremely enamoured by these calculations. There is also a good one to emphasize the cost of delay. Compare two people, one person socks away $x/year between ages 20-30 then stops. The other one waits until after 30 to contribute, then contributes the same $x/yr UNTIL RETIREMENT. The first person will be wealthier. I'm often rebuked because people tell me that the closer people are to retirement the less risk tolerant they are. I always correct them because if they are close to retirement then, unless they've thought ahead, then they will have to be very risky to make it. Young people who start at age 20 or earlier don't have to be very risky at all due to compounding and time. That's the opposite of what most people advise, but it is the correct way of looking at it. I too was extremely enamoured by these calculations. There is also a good one to emphasize the cost of delay. Compare two people, one person socks away $x/year between ages 20-30 then stops. The other one waits until after 30 to contribute, then contributes the same $x/yr UNTIL RETIREMENT. The first person will be wealthier.

I’m often rebuked because people tell me that the closer people are to retirement the less risk tolerant they are. I always correct them because if they are close to retirement then, unless they’ve thought ahead, then they will have to be very risky to make it. Young people who start at age 20 or earlier don’t have to be very risky at all due to compounding and time. That’s the opposite of what most people advise, but it is the correct way of looking at it.

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