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	<title>Comments on: The &#8220;I Deserve It Factor&#8221;</title>
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	<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/</link>
	<description>This is where your finance takes place</description>
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		<title>By: The Financial Blogger &#124; How To Create An Alternative Source Of Income Part 7</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/comment-page-1/#comment-2295</link>
		<dc:creator>The Financial Blogger &#124; How To Create An Alternative Source Of Income Part 7</dc:creator>
		<pubDate>Thu, 17 Apr 2008 10:00:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-2295</guid>
		<description>[...] I truly believe that one should reward his efforts once in a while, you must keep in mind what was your goal before you created an alternative source [...]</description>
		<content:encoded><![CDATA[<p>[...] I truly believe that one should reward his efforts once in a while, you must keep in mind what was your goal before you created an alternative source [...]</p>
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		<title>By: The Financial Blogger &#124; A Trick to Become More Frugal: Will I Regret It?</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/comment-page-1/#comment-1650</link>
		<dc:creator>The Financial Blogger &#124; A Trick to Become More Frugal: Will I Regret It?</dc:creator>
		<pubDate>Tue, 15 Jan 2008 11:00:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1650</guid>
		<description>[...] Sometimes, it could be pretty easy to pretend that you will regret not buying so and so (I use the “I deserve it factor for this type of occasion  [...]</description>
		<content:encoded><![CDATA[<p>[...] Sometimes, it could be pretty easy to pretend that you will regret not buying so and so (I use the “I deserve it factor for this type of occasion  [...]</p>
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	<item>
		<title>By: MONEY CLIPPED &#187; Festival of Frugality #106 at Moolanomy</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/comment-page-1/#comment-1575</link>
		<dc:creator>MONEY CLIPPED &#187; Festival of Frugality #106 at Moolanomy</dc:creator>
		<pubDate>Wed, 02 Jan 2008 19:23:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1575</guid>
		<description>[...] The &#8220;I Deserve It&#8221; Factor at The Financial Blogger- A frank look at excuses we use to justify luxury spending. This is a subject I plan on tapping myself in the near future&#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] The &#8220;I Deserve It&#8221; Factor at The Financial Blogger- A frank look at excuses we use to justify luxury spending. This is a subject I plan on tapping myself in the near future&#8230; [...]</p>
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		<title>By: Money Walks - Personal Finance Blog - Save Money &#187; Carnival of Money Stories # 40 - One Year Anniversary Edition</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/comment-page-1/#comment-1570</link>
		<dc:creator>Money Walks - Personal Finance Blog - Save Money &#187; Carnival of Money Stories # 40 - One Year Anniversary Edition</dc:creator>
		<pubDate>Wed, 02 Jan 2008 08:07:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1570</guid>
		<description>[...] The Financial Blogger [...]</description>
		<content:encoded><![CDATA[<p>[...] The Financial Blogger [...]</p>
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		<title>By: Festival of Frugality #106 - Happy New Year Edition &#124; Moolanomy</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/comment-page-1/#comment-1562</link>
		<dc:creator>Festival of Frugality #106 - Happy New Year Edition &#124; Moolanomy</dc:creator>
		<pubDate>Tue, 01 Jan 2008 12:33:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1562</guid>
		<description>[...] The “I Deserve It Factor” @ The Financial Blogger &#8212; How to justify your spending and be anti-frugal? Tell yourself you deserve it! [...]</description>
		<content:encoded><![CDATA[<p>[...] The “I Deserve It Factor” @ The Financial Blogger &#8212; How to justify your spending and be anti-frugal? Tell yourself you deserve it! [...]</p>
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		<title>By: Saturday Weigh-In and LinkStuff</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/comment-page-1/#comment-1484</link>
		<dc:creator>Saturday Weigh-In and LinkStuff</dc:creator>
		<pubDate>Sat, 22 Dec 2007 12:38:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1484</guid>
		<description>[...] originality and FB is a very creative blogger) was the Financial Blogger&#8217;s post on the &#8220;I deserve it factor&#8220;. He describes how he felt he deserved to splurge on a few luxuries after finishing his MBA [...]</description>
		<content:encoded><![CDATA[<p>[...] originality and FB is a very creative blogger) was the Financial Blogger&#8217;s post on the &#8220;I deserve it factor&#8220;. He describes how he felt he deserved to splurge on a few luxuries after finishing his MBA [...]</p>
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		<title>By: The Financial Blogger</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/comment-page-1/#comment-1466</link>
		<dc:creator>The Financial Blogger</dc:creator>
		<pubDate>Thu, 20 Dec 2007 11:18:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1466</guid>
		<description>Mike,
I find it funnier when I submit those kind of post to frugal carnivals ;-)

Preet,
It is good to see that I am not alone ;-) Did you find any cure for this mental disorder ? hahaha!</description>
		<content:encoded><![CDATA[<p>Mike,<br />
I find it funnier when I submit those kind of post to frugal carnivals <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p>Preet,<br />
It is good to see that I am not alone <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' />  Did you find any cure for this mental disorder ? hahaha!</p>
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	<item>
		<title>By: WhereDoesAllMyMoneyGo</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/comment-page-1/#comment-1455</link>
		<dc:creator>WhereDoesAllMyMoneyGo</dc:creator>
		<pubDate>Wed, 19 Dec 2007 18:45:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1455</guid>
		<description>I AM TOTALLY THE SAME WAY! :)

I&#039;ve found that some of the guilt is alleviated if I acknowledge my tendency ahead of time and PLANNED my indulgence. For example if you had planned ahead of time to buy the Playstation as a reward for studying and completing your exams - then you could happily walk into that store to make your purchase without having to debate yourself while you are there.

See, I&#039;m totally guilty of using the same logic of &quot;I earned it!&quot; on occasion. I, too, believe that small rewards help me press on during stressful times or periods of long days away from my wonderful gal.

But by planning my &quot;indulgent&quot; purchase a few weeks ahead of time, I can get the object of my desire out of my head while I am working at whatever I&#039;m working at, and avoid the guilt of snatching something up on the spur of the moment.

It&#039;s still fun to make the spur of the moment purchases though.... ;)

Great post!</description>
		<content:encoded><![CDATA[<p>I AM TOTALLY THE SAME WAY! <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>I&#8217;ve found that some of the guilt is alleviated if I acknowledge my tendency ahead of time and PLANNED my indulgence. For example if you had planned ahead of time to buy the Playstation as a reward for studying and completing your exams &#8211; then you could happily walk into that store to make your purchase without having to debate yourself while you are there.</p>
<p>See, I&#8217;m totally guilty of using the same logic of &#8220;I earned it!&#8221; on occasion. I, too, believe that small rewards help me press on during stressful times or periods of long days away from my wonderful gal.</p>
<p>But by planning my &#8220;indulgent&#8221; purchase a few weeks ahead of time, I can get the object of my desire out of my head while I am working at whatever I&#8217;m working at, and avoid the guilt of snatching something up on the spur of the moment.</p>
<p>It&#8217;s still fun to make the spur of the moment purchases though&#8230;. <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>Great post!</p>
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		<title>By: FourPillars</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/comment-page-1/#comment-1454</link>
		<dc:creator>FourPillars</dc:creator>
		<pubDate>Wed, 19 Dec 2007 18:28:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1454</guid>
		<description>You should start a new carnival called &quot;Carnival of anti-frugal living&quot;!

Mike</description>
		<content:encoded><![CDATA[<p>You should start a new carnival called &#8220;Carnival of anti-frugal living&#8221;!</p>
<p>Mike</p>
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