<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	>
<channel>
	<title>Comments on: The &#8220;I Deserve It Factor&#8221;</title>
	<atom:link href="http://www.thefinancialblogger.com/the-i-deserve-it-factor/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/</link>
	<description>This is where your finance takes place</description>
	<pubDate>Mon, 08 Sep 2008 06:35:28 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6.1</generator>
		<item>
		<title>By: The Financial Blogger &#124; How To Create An Alternative Source Of Income Part 7</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-2295</link>
		<dc:creator>The Financial Blogger &#124; How To Create An Alternative Source Of Income Part 7</dc:creator>
		<pubDate>Thu, 17 Apr 2008 10:00:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-2295</guid>
		<description>[...] I truly believe that one should reward his efforts once in a while, you must keep in mind what was your goal before you created an alternative source [...]</description>
		<content:encoded><![CDATA[<p>[...] I truly believe that one should reward his efforts once in a while, you must keep in mind what was your goal before you created an alternative source [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: The Financial Blogger &#124; A Trick to Become More Frugal: Will I Regret It?</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1650</link>
		<dc:creator>The Financial Blogger &#124; A Trick to Become More Frugal: Will I Regret It?</dc:creator>
		<pubDate>Tue, 15 Jan 2008 11:00:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1650</guid>
		<description>[...] Sometimes, it could be pretty easy to pretend that you will regret not buying so and so (I use the “I deserve it factor for this type of occasion  [...]</description>
		<content:encoded><![CDATA[<p>[...] Sometimes, it could be pretty easy to pretend that you will regret not buying so and so (I use the “I deserve it factor for this type of occasion  [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: MONEY CLIPPED &#187; Festival of Frugality #106 at Moolanomy</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1575</link>
		<dc:creator>MONEY CLIPPED &#187; Festival of Frugality #106 at Moolanomy</dc:creator>
		<pubDate>Wed, 02 Jan 2008 19:23:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1575</guid>
		<description>[...] The &#8220;I Deserve It&#8221; Factor at The Financial Blogger- A frank look at excuses we use to justify luxury spending. This is a subject I plan on tapping myself in the near future&#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] The &#8220;I Deserve It&#8221; Factor at The Financial Blogger- A frank look at excuses we use to justify luxury spending. This is a subject I plan on tapping myself in the near future&#8230; [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Money Walks - Personal Finance Blog - Save Money &#187; Carnival of Money Stories # 40 - One Year Anniversary Edition</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1570</link>
		<dc:creator>Money Walks - Personal Finance Blog - Save Money &#187; Carnival of Money Stories # 40 - One Year Anniversary Edition</dc:creator>
		<pubDate>Wed, 02 Jan 2008 08:07:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1570</guid>
		<description>[...] The Financial Blogger [...]</description>
		<content:encoded><![CDATA[<p>[...] The Financial Blogger [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Festival of Frugality #106 - Happy New Year Edition &#124; Moolanomy</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1562</link>
		<dc:creator>Festival of Frugality #106 - Happy New Year Edition &#124; Moolanomy</dc:creator>
		<pubDate>Tue, 01 Jan 2008 12:33:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1562</guid>
		<description>[...] The “I Deserve It Factor” @ The Financial Blogger &#8212; How to justify your spending and be anti-frugal? Tell yourself you deserve it! [...]</description>
		<content:encoded><![CDATA[<p>[...] The “I Deserve It Factor” @ The Financial Blogger &#8212; How to justify your spending and be anti-frugal? Tell yourself you deserve it! [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Saturday Weigh-In and LinkStuff</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1484</link>
		<dc:creator>Saturday Weigh-In and LinkStuff</dc:creator>
		<pubDate>Sat, 22 Dec 2007 12:38:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1484</guid>
		<description>[...] originality and FB is a very creative blogger) was the Financial Blogger&#8217;s post on the &#8220;I deserve it factor&#8220;. He describes how he felt he deserved to splurge on a few luxuries after finishing his MBA [...]</description>
		<content:encoded><![CDATA[<p>[...] originality and FB is a very creative blogger) was the Financial Blogger&#8217;s post on the &#8220;I deserve it factor&#8220;. He describes how he felt he deserved to splurge on a few luxuries after finishing his MBA [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: The Financial Blogger</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1466</link>
		<dc:creator>The Financial Blogger</dc:creator>
		<pubDate>Thu, 20 Dec 2007 11:18:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1466</guid>
		<description>Mike,
I find it funnier when I submit those kind of post to frugal carnivals ;-)

Preet,
It is good to see that I am not alone ;-) Did you find any cure for this mental disorder ? hahaha!</description>
		<content:encoded><![CDATA[<p>Mike,<br />
I find it funnier when I submit those kind of post to frugal carnivals <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p>Preet,<br />
It is good to see that I am not alone <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> Did you find any cure for this mental disorder ? hahaha!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: WhereDoesAllMyMoneyGo</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1455</link>
		<dc:creator>WhereDoesAllMyMoneyGo</dc:creator>
		<pubDate>Wed, 19 Dec 2007 18:45:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1455</guid>
		<description>I AM TOTALLY THE SAME WAY! :)

I've found that some of the guilt is alleviated if I acknowledge my tendency ahead of time and PLANNED my indulgence. For example if you had planned ahead of time to buy the Playstation as a reward for studying and completing your exams - then you could happily walk into that store to make your purchase without having to debate yourself while you are there.

See, I'm totally guilty of using the same logic of "I earned it!" on occasion. I, too, believe that small rewards help me press on during stressful times or periods of long days away from my wonderful gal.

But by planning my "indulgent" purchase a few weeks ahead of time, I can get the object of my desire out of my head while I am working at whatever I'm working at, and avoid the guilt of snatching something up on the spur of the moment.

It's still fun to make the spur of the moment purchases though.... ;)

Great post!</description>
		<content:encoded><![CDATA[<p>I AM TOTALLY THE SAME WAY! <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>I&#8217;ve found that some of the guilt is alleviated if I acknowledge my tendency ahead of time and PLANNED my indulgence. For example if you had planned ahead of time to buy the Playstation as a reward for studying and completing your exams - then you could happily walk into that store to make your purchase without having to debate yourself while you are there.</p>
<p>See, I&#8217;m totally guilty of using the same logic of &#8220;I earned it!&#8221; on occasion. I, too, believe that small rewards help me press on during stressful times or periods of long days away from my wonderful gal.</p>
<p>But by planning my &#8220;indulgent&#8221; purchase a few weeks ahead of time, I can get the object of my desire out of my head while I am working at whatever I&#8217;m working at, and avoid the guilt of snatching something up on the spur of the moment.</p>
<p>It&#8217;s still fun to make the spur of the moment purchases though&#8230;. <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>Great post!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: FourPillars</title>
		<link>http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1454</link>
		<dc:creator>FourPillars</dc:creator>
		<pubDate>Wed, 19 Dec 2007 18:28:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/the-i-deserve-it-factor/#comment-1454</guid>
		<description>You should start a new carnival called "Carnival of anti-frugal living"!

Mike</description>
		<content:encoded><![CDATA[<p>You should start a new carnival called &#8220;Carnival of anti-frugal living&#8221;!</p>
<p>Mike</p>
]]></content:encoded>
	</item>
</channel>
</rss>
