This is where your finance takes place

The boiler’s clapped up, the lights don’t work and you’re a few bricks short of a house – but who do you call? With programmes such as the BBC’s Rogue Traders broadcasting horror shows around the home, it’s little wonder that some people are scared of making the call to any old company listed in the phone book. Also, if you think it’s just your wallet that will be thumped by the appearance of a cowboy, then think again, the work they do could also pose serious health risks. Your gas and electricity are not to be trifled with, or you’ll potentially pay an even higher price than money for – so how do you avoid the arrival of a cowboy?

Word of Mouth

If you’re friend or relative has called out someone before, and they’ve done a good job, then they’re probably going to do the same for you; if you have a friend who is a tradesman, then this could also benefits. Personal recommendations are often more helpful than advertisements in the Yellow Pages or the local paper. There are also websites out there, such a Trust a Trader that claim to be ‘the net’s easiest way to find reputable tradespeople.’

Get Someone Local

If someone’s recommended someone who lives in a different town, then bear in mind that they may charge for travel time. Also be aware that tradesmen can charge a flat 60 minute call out fee even if it’s just to replace a washer on a tap. Ask about the call out policy before you have them round. Also get a collection of quotes from a range of tradesmen if your problem isn’t too urgent.

Get Covered

You don’t have to have insurance for your various things around your home, but it can certainly give you peace of mind in case things go wrong. There are various ways to take out cover, and you could be paying as little as £9 a month for plumbing and drainage homecare insurance with British Gas – this will also provide boiler maintenance. You’ll also be safe in the knowledge that you won’t have to fork out for a dodgy job. Many insurers also offer cover as part of their home insurance package. Both Norwich Union and ASDA Finance offer home insurance that contains cover that get professional tradesman to repair your home if things go wrong. Just make sure you check the small print on your policy to see exactly what is covered.