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	<title>Comments on: It’s Time to Get Frugal Again</title>
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	<link>http://www.thefinancialblogger.com/its-time-to-get-frugal-again/</link>
	<description>This is where your finance takes place</description>
	<lastBuildDate>Thu, 09 Feb 2012 04:02:52 +0000</lastBuildDate>
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		<title>By: Jeremy</title>
		<link>http://www.thefinancialblogger.com/its-time-to-get-frugal-again/comment-page-1/#comment-1872</link>
		<dc:creator>Jeremy</dc:creator>
		<pubDate>Fri, 22 Feb 2008 22:02:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/it%e2%80%99s-time-to-get-frugal-again/#comment-1872</guid>
		<description>Another frugal tip? Try the local library for your entertainment needs. Most libraries have a collection of new and classic movies on DVD as well as numerous magazine subscriptions (and, of course, books) -- all for free. 

Put the money you save on entertainment costs toward paying down those outstanding credit card balances!</description>
		<content:encoded><![CDATA[<p>Another frugal tip? Try the local library for your entertainment needs. Most libraries have a collection of new and classic movies on DVD as well as numerous magazine subscriptions (and, of course, books) &#8212; all for free. </p>
<p>Put the money you save on entertainment costs toward paying down those outstanding credit card balances!</p>
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	<item>
		<title>By: The Financial Blogger</title>
		<link>http://www.thefinancialblogger.com/its-time-to-get-frugal-again/comment-page-1/#comment-1605</link>
		<dc:creator>The Financial Blogger</dc:creator>
		<pubDate>Mon, 07 Jan 2008 16:59:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/it%e2%80%99s-time-to-get-frugal-again/#comment-1605</guid>
		<description>Mike,
I would not be able to keep up with this title, I would have to change it to the &quot;spending blogger&quot; every once in a while ;-)

SP,
I like the ING account :-) they did a major take over with this product!

TKO, 
you have to quit eating ;-)</description>
		<content:encoded><![CDATA[<p>Mike,<br />
I would not be able to keep up with this title, I would have to change it to the &#8220;spending blogger&#8221; every once in a while <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p>SP,<br />
I like the ING account <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' />  they did a major take over with this product!</p>
<p>TKO,<br />
you have to quit eating <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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	<item>
		<title>By: TKO from Ontario</title>
		<link>http://www.thefinancialblogger.com/its-time-to-get-frugal-again/comment-page-1/#comment-1604</link>
		<dc:creator>TKO from Ontario</dc:creator>
		<pubDate>Mon, 07 Jan 2008 15:10:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/it%e2%80%99s-time-to-get-frugal-again/#comment-1604</guid>
		<description>The more I train, the more I want to eat. Anything will do!

Don&#039;t delay, start changing for better TODAY, in allaspects of your life.

Don&#039;t just become a Resolution-ary,  don&#039;t talk about it, be about it.

&#039;The will to win comes from within.&#039;</description>
		<content:encoded><![CDATA[<p>The more I train, the more I want to eat. Anything will do!</p>
<p>Don&#8217;t delay, start changing for better TODAY, in allaspects of your life.</p>
<p>Don&#8217;t just become a Resolution-ary,  don&#8217;t talk about it, be about it.</p>
<p>&#8216;The will to win comes from within.&#8217;</p>
]]></content:encoded>
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	<item>
		<title>By: Silicon Prairie</title>
		<link>http://www.thefinancialblogger.com/its-time-to-get-frugal-again/comment-page-1/#comment-1602</link>
		<dc:creator>Silicon Prairie</dc:creator>
		<pubDate>Mon, 07 Jan 2008 14:09:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/it%e2%80%99s-time-to-get-frugal-again/#comment-1602</guid>
		<description>I agree that it would be a bad idea to pay off christmas with a balance transfer card every year! I&#039;m lucky not to be in that situation but I have a similar problem and a trick to solve it for good. Since I&#039;ve only had one &quot;real&quot; job for less than a year I usually pay my full taxes in April. Last year I had to get a loan for my taxes since my freelance programming income was still low. This year I started saving up in December so I should be able to cover the whole bill but it&#039;s still a lot of saving.

After I pay my taxes I plan to continue saving each month (at a lower level though) so I have enough for the next year long before I have to pay it. I could pay the government more frequently but then I wouldn&#039;t get to leave it with ING direct for a year :)

This could apply to other situations - if you have to save a lot to pay off christmas spending this year, keep saving at the same rate for a few months after to cover your spending next winter. If you save for a whole year you can lower the amount and get the same results. You&#039;ll get an extra bonus by using an investment savings account until you need the money.</description>
		<content:encoded><![CDATA[<p>I agree that it would be a bad idea to pay off christmas with a balance transfer card every year! I&#8217;m lucky not to be in that situation but I have a similar problem and a trick to solve it for good. Since I&#8217;ve only had one &#8220;real&#8221; job for less than a year I usually pay my full taxes in April. Last year I had to get a loan for my taxes since my freelance programming income was still low. This year I started saving up in December so I should be able to cover the whole bill but it&#8217;s still a lot of saving.</p>
<p>After I pay my taxes I plan to continue saving each month (at a lower level though) so I have enough for the next year long before I have to pay it. I could pay the government more frequently but then I wouldn&#8217;t get to leave it with ING direct for a year <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>This could apply to other situations &#8211; if you have to save a lot to pay off christmas spending this year, keep saving at the same rate for a few months after to cover your spending next winter. If you save for a whole year you can lower the amount and get the same results. You&#8217;ll get an extra bonus by using an investment savings account until you need the money.</p>
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		<title>By: FourPillars</title>
		<link>http://www.thefinancialblogger.com/its-time-to-get-frugal-again/comment-page-1/#comment-1600</link>
		<dc:creator>FourPillars</dc:creator>
		<pubDate>Mon, 07 Jan 2008 12:25:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/it%e2%80%99s-time-to-get-frugal-again/#comment-1600</guid>
		<description>I think you should change the name of your blog to &quot;The Frugal Blogger&quot;.  :)

Mike</description>
		<content:encoded><![CDATA[<p>I think you should change the name of your blog to &#8220;The Frugal Blogger&#8221;.  <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Mike</p>
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