April 29, 2008, 6:00 am

Integrated Capital Management Review

by: The Financial Blogger    Category: Reviews
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Showing an aggressive bull as their main icon, I first thought that Integrated Capital Management (ICM) was an investment web site. In fact, they are a Tampa mortgage company. Since they look like to offer many options, I gladly accepted to write a review in order to give you my thoughts on their site.


What is Integrated Capital Management?

ICM is concentrated in mortgage product services and information. It has been created mainly to provide mortgages throughout their website. This is one of the many companies offering mortgages through the Web 2.0.

On their main page, they relate their values being professionalism, accessibility (mortgage specialist that answers all your questions) and to be a client oriented company. The good news is that you don’t do everything online and you get a chance to talk to somebody on the phone. They even have a toll free number: 1-866-767-0831.

What makes you want to visit this site?

I certainly think that internet is not necessarily the best place to purchase goods but certainly the best one to shop around and compare prices. You can sit down comfortably and surf the web looking for the right product for your financial situation.

With Tampa mortgage, you can ask for a quote or ask questions about their mortgage products. Even better, they have a huge section of tools and complementary information.

They offer a qualification calculator along with several other calculators such as interest only calculator and rent vs. buy calculator.

Another great feature is definitely their FAQ, library and glossary sections. They included a wide variety of term definition and explanation in order to help people understand better mortgages. They also go in details in regards to the difference between purchasing, refinancing or applying for a reverse mortgage on your property.

While the ultimate goal of ICM is probably to sell mortgage products, they certainly provide their customers with relevant information.

Are the resources really helpful?

If you are looking for getting more information on loan programs or mortgage information, you should definitely visit Integrated Capital Management. I personally don’t know if their rates and products are competitive as I am not a US resident, but their approach is very professional.

In order to assure a smooth process they also provide you with guidelines about their loan process and they proceed. So you know what is coming next at any stage of your mortgage inquiry. You also have the possibility to inquire about an existing demand through their website.

In general, I really like this website for its calculator and relevant information about mortgages.

Can improvements be done?

To be honest, I think that ICM really wrap-up everything is necessary to know about mortgages. They even compare their own product giving advantages and disadvantages for each of them!

The only thing that can make people reluctant to deal with them is that there is no rate offer anywhere on the website. Therefore, you absolutely have to inquire for a mortgage quote in order to get the full picture. This obviously includes a sale call from one of their mortgage specialist. While this technique is great for business as it increase the success rate of closing a deal, it may make some people think twice before inquiring for a quote.

Posting promotional offers could be a good idea in order to invite people calling without giving them too much information.

Disclaimer: This was an honest but paid review. We did it because we think it is a great financial resource on the Web and our opinion has not been biased. We are now offering to review your website for a highly competitive price. If you wish The Financial Blogger to review your website, please feel free to contact us at thefinancialblogger (at) gmail (dot) com or visit our advertise section.

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