What would be more fun on this Friday morning than talking about finance? Loosing weight maybe? Man, I am truly discouraged right now. I used to workout 2 to 3 days a week… until I started this stupid MBA 😉 With two kids, a new job in 2008 and school, I had to stop going to the gym last summer in order to survive (psychology ‘cause my belly is slowly growing to a point that it will kill me!).
Ok, maybe I am exaggerating a bit ;-). Nonetheless, weighting 200 lbs when you are 5’10’’ is definitely too much! On top of this, my wife started to train as well and she has much more discipline than me! I also have to say that I am a bit stupid too: While she is doing her workout, I open my laptop and work on my blog (it’s only for the benefit of my readers… yeah, right!).
So while I am transforming into a real potato (forget about the coach, I will become the coach itself!). Then, I remember that one of my fellow blogger, Customers Revenge started a new website. It is called Goal hunter (www.goalhunter.com). This is a great website where you can publicly set a goal and post update about it. It is kind of a micro-blogging goal achievement site for everyone!
So I’m entering the 1lbs loss per week challenge (and hopefully quitting after 25 weeks 😉 ). So if you want to join, we are only a few months away from summer, this is the perfect timing to get back in shape!
What in the world this post is related to Personal Finance?
Not much so far, huh? Well, there is always a link to personal finance! In order to lose weight, I will have to do something (blogging about it doesn’t seem to be quite efficient!). My first move is to register to the gym… again 😉 Unfortunately, this will decrease my monthly cash flow by about $40 a month. This is obviously one step away from one of my 2009 financial goals; making enough money so my wife can stay home!
On the other side, I have noticed that I was taking a lot of coffee before getting in the office (I used to take one at home and than a little “treat” to myself by stopping at Starbucks). Lately, I have been spending almost $10 a week (at $2.50 a coffee, it goes fast!). So if I run in the morning, the last thing I will want is to take a coffee after my workout! Therefore, I think I found an easy way to compensate for my gym payment.
The other good news is that I usually eat less crappy food when I do my workout. Therefore, I won’t be spending $10 on coffee and cookies at Timmy’s at night anymore!
Back to Goal Hunter, another great thing about this site is that you can put any kind of challenge and update it as you want. I thought it could be useful for people who wants to setup financial goals such as paying down debts, increasing cash flow (hum… I might be up to 2 challenges after all…) or buying a house. The site is quite new so it’s up to you to become an early adopter and start the wave. I think it can be an important part of any of your projects as the first thing to do when you want to achieve your goal is to report it and keep track of it! If you don’t do so, a good intention may become a plan and an action, but it will slowly become a “to do”, then a reminder, a thought and finally a “I wish I could…”.
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