It’s on my list of things to do.

You should also note that since insurers will need to check your credit before they give you a price, to do all your auto or homeowners insurance shopping within a fairly condensed period time, like a week or two. In this way, each insurer’s credit inquiry won’t represent one “ding” to your credit; the credit reporting bureaus will see a cluster of auto insurers looking at your credit and recognize that you’re shopping for new insurance, so they’ll count multiple credit inquiries within a fairly short period of time as a single inquiry. Too many inquiries spread over time could hurt your credit score.