Comments on: How To Bulletproof Your Portfolio http://www.thefinancialblogger.com/how-to-bulletproof-your-portfolio/ This is where your finance takes place Thu, 09 Feb 2012 04:02:52 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Intelligent Speculator | Financial Ramblings http://www.thefinancialblogger.com/how-to-bulletproof-your-portfolio/comment-page-1/#comment-9257 Intelligent Speculator | Financial Ramblings Sat, 06 Mar 2010 19:24:13 +0000 http://www.thefinancialblogger.com/?p=2768#comment-9257 [...] cost you @ MoneyNing -Notes from the 2009 Berkshire Hathayway annual report @ CanadianCapitalist -How to bulletproof your portfolio @ TheFinancialBlogger -To succeed financially you must know yourself @ MillionDollarJourney -Stock [...] [...] cost you @ MoneyNing -Notes from the 2009 Berkshire Hathayway annual report @ CanadianCapitalist -How to bulletproof your portfolio @ TheFinancialBlogger -To succeed financially you must know yourself @ MillionDollarJourney -Stock [...]

]]> By: Favorite Financial Sites Of The Week | Buy Like Buffett http://www.thefinancialblogger.com/how-to-bulletproof-your-portfolio/comment-page-1/#comment-9254 Favorite Financial Sites Of The Week | Buy Like Buffett Sat, 06 Mar 2010 07:16:56 +0000 http://www.thefinancialblogger.com/?p=2768#comment-9254 [...] How To Bulletproof Your Portfolio [...] [...] How To Bulletproof Your Portfolio [...]

]]> By: The Financial Blogger http://www.thefinancialblogger.com/how-to-bulletproof-your-portfolio/comment-page-1/#comment-9219 The Financial Blogger Wed, 03 Mar 2010 14:43:16 +0000 http://www.thefinancialblogger.com/?p=2768#comment-9219 @ The Rat, you are welcome ;-) it's a pleasure! I'm 100% stocks in all my accounts. I used to trade stocks, now i am more on indexes as I don't have much time to follow individual stocks... I concentrate my effort in my biggest investment : my online company ;-) @ The Rat,
you are welcome ;-) it’s a pleasure!

I’m 100% stocks in all my accounts. I used to trade stocks, now i am more on indexes as I don’t have much time to follow individual stocks…

I concentrate my effort in my biggest investment : my online company ;-)

]]> By: Robert http://www.thefinancialblogger.com/how-to-bulletproof-your-portfolio/comment-page-1/#comment-9212 Robert Wed, 03 Mar 2010 06:05:08 +0000 http://www.thefinancialblogger.com/?p=2768#comment-9212 During the market crash, I made the most money I ever have. In fact, I made more money in the markets than I did at my job. It might have been as much luck as skill, but the act of scraping together $15k and investing in stocks I knew well, allowed me to profit. The benefit to doing it yourself is not the lower fees, but rather the conviction of knowing why you own the investments you do. That way, you avoid giving them away for half-price (which I will be happy to buy again, during the next crash). Yes, you need to ensure your asset allocation only fluctuates as much as you can stomach, but you need to balance that with enough growth to reach your goals. If you're working and your income provides for your lifestyle, you can sustain a protracted downturn in the market without HAVING to sell investments. It's in retirement that safety becomes REALLY important. During the market crash, I made the most money I ever have. In fact, I made more money in the markets than I did at my job. It might have been as much luck as skill, but the act of scraping together $15k and investing in stocks I knew well, allowed me to profit. The benefit to doing it yourself is not the lower fees, but rather the conviction of knowing why you own the investments you do. That way, you avoid giving them away for half-price (which I will be happy to buy again, during the next crash).

Yes, you need to ensure your asset allocation only fluctuates as much as you can stomach, but you need to balance that with enough growth to reach your goals. If you’re working and your income provides for your lifestyle, you can sustain a protracted downturn in the market without HAVING to sell investments. It’s in retirement that safety becomes REALLY important.

]]> By: The Rat http://www.thefinancialblogger.com/how-to-bulletproof-your-portfolio/comment-page-1/#comment-9210 The Rat Wed, 03 Mar 2010 04:07:13 +0000 http://www.thefinancialblogger.com/?p=2768#comment-9210 @TFB I appreciate the opportunity for the guest post; thanks once again. A thanks to all who commented as well! Cheers, The Rat @TFB
I appreciate the opportunity for the guest post; thanks once again.

A thanks to all who commented as well!

Cheers,
The Rat

]]> By: Daddy Paul http://www.thefinancialblogger.com/how-to-bulletproof-your-portfolio/comment-page-1/#comment-9208 Daddy Paul Wed, 03 Mar 2010 01:13:34 +0000 http://www.thefinancialblogger.com/?p=2768#comment-9208 Have you changed your asset allocation as a result of the financial collapse? Yes when the market is down get more aggressive. Are you comfortable with your current asset allocation? You bet! Have you changed your asset allocation as a result of the financial collapse? Yes when the market is down get more aggressive.
Are you comfortable with your current asset allocation? You bet!

]]> By: Monevator http://www.thefinancialblogger.com/how-to-bulletproof-your-portfolio/comment-page-1/#comment-9204 Monevator Tue, 02 Mar 2010 22:22:05 +0000 http://www.thefinancialblogger.com/?p=2768#comment-9204 Partly out of recognizing/appreciating the problems in the banking sector in late 2007 but much more out of luck - I had recently sold out of small business and wanted to get some cash together for something new that never happened - I sold down about 20% of my portfolio and put it into cash. At some point in 2008 I got rid of everything that was heavily geared as well, which also helped (though my defensiveness hurt me on the rebound). Until you get well into the high six figures, there's a lot to be said for holding a slug of cash as a private investor as a very cheap way of adding stability to a portfolio. Chase rates by following the deals and you'll make a few percent a year, and suffer 0 on that portion when the market tanks. You'll also have cash to redeploy on those bargains! Puts a happier spin on bear markets :) Partly out of recognizing/appreciating the problems in the banking sector in late 2007 but much more out of luck – I had recently sold out of small business and wanted to get some cash together for something new that never happened – I sold down about 20% of my portfolio and put it into cash. At some point in 2008 I got rid of everything that was heavily geared as well, which also helped (though my defensiveness hurt me on the rebound).

Until you get well into the high six figures, there’s a lot to be said for holding a slug of cash as a private investor as a very cheap way of adding stability to a portfolio. Chase rates by following the deals and you’ll make a few percent a year, and suffer 0 on that portion when the market tanks.

You’ll also have cash to redeploy on those bargains! Puts a happier spin on bear markets :)

]]> By: Ken http://www.thefinancialblogger.com/how-to-bulletproof-your-portfolio/comment-page-1/#comment-9202 Ken Tue, 02 Mar 2010 20:42:10 +0000 http://www.thefinancialblogger.com/?p=2768#comment-9202 I pulled 10% of mine into a cash savings account. I didn't move anything else. I still have the same investments but haven't contributed in over a year. I pulled 10% of mine into a cash savings account. I didn’t move anything else. I still have the same investments but haven’t contributed in over a year.

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