This is another quick financial ramblings about many things today. The first thing I would like to discuss is in line with Four Pillars series on baby expenses. Those diapers cost a fortune! I have already have set a monthly budget of $400 a month for my two kids. However, I am thinking about setting a special budget only for newborn diapers! After two weeks, we already went through three packs of 40 diapers each! I remember that newborn babies were big producer of you know what but not that much!
One last comment on babies, when you are expecting your child, make sure everything is in place for your Government replacement income for the parental leaves. I made my thing very last minute (in fact, a week after my childâ€™s birth) and I am paying the price of my procrastination. I will probably have to run without a single pay cheque for about a monthâ€¦ This was kind of stupid from my part but I am a big procrastinator in regards to my personal stuffâ€¦hopefully, I am the opposite guy when it comes to my job!
I would also like to bring to your attention that we have 50% chance of having a new bull market or 50% to be introduced once again to our friendly bear Winnie the Pooh. In fact, the more I read on the newspaper or on the internet, the more I get confused. Why are there so many highly respected investment specialists, economists, financial journalists and other â€œistsâ€, but so many different opinions on the subject? Half of them are using the market correction theory and the other half is calling the Apocalypse. Who to believe? I do not know.
One thing is for sure, they seem to not know much than we do. Sometimes I wonder who the meteorologists or the investment specialists are more accurate! In fact, both of them are right about 60% of the timeâ€¦ I do not really mind about the weather, but when it is the case with my investment future, this is something different!
It has now become a weekly habit to submit some of my articles to different carnivals and festivals. This week, my post on “When Would Be the Best Time for Leveraging? Right Now!“ has been featured on Free Money Finance for this week edition of the Carnial of Personal Finance. I also have another articles on Filam Words for the 89th edition of the Festival of Frugality. This article was about being frugal with babies.
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