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	<title>Comments on: Financial Ramblings &#8211; $100 Gift Certificate Contest</title>
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	<description>This is where your finance takes place</description>
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		<title>By: Reminder of $50 Chapters.ca Gift Card Giveaway</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-6347</link>
		<dc:creator>Reminder of $50 Chapters.ca Gift Card Giveaway</dc:creator>
		<pubDate>Wed, 15 Jul 2009 15:48:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-6347</guid>
		<description>[...] Check out similar contests at the Canadian Capitalist and the Financial Blogger. [...]</description>
		<content:encoded><![CDATA[<p>[...] Check out similar contests at the Canadian Capitalist and the Financial Blogger. [...]</p>
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		<title>By: Darren</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-4555</link>
		<dc:creator>Darren</dc:creator>
		<pubDate>Thu, 22 Jan 2009 14:59:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-4555</guid>
		<description>Best idea? Stick it out if you are in for the long term. Don’t panic!</description>
		<content:encoded><![CDATA[<p>Best idea? Stick it out if you are in for the long term. Don’t panic!</p>
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		<title>By: Tom K</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-4548</link>
		<dc:creator>Tom K</dc:creator>
		<pubDate>Thu, 22 Jan 2009 02:47:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-4548</guid>
		<description>I will be investing my RRSP&#039;s and TFSA into mortgages. No MERS&#039;s, No (Front, Back, Transaction, Trailer) Fees, No BS. Just a straight return!</description>
		<content:encoded><![CDATA[<p>I will be investing my RRSP&#8217;s and TFSA into mortgages. No MERS&#8217;s, No (Front, Back, Transaction, Trailer) Fees, No BS. Just a straight return!</p>
]]></content:encoded>
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		<title>By: Jeff</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-4543</link>
		<dc:creator>Jeff</dc:creator>
		<pubDate>Wed, 21 Jan 2009 23:10:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-4543</guid>
		<description>Being a relatively young investor and new home owner at 26, I&#039;m going to first make a substantial payment towards my mortgage. With the leftover cash, I&#039;m going hard into Canadian equities since I still have the time to reap the benefits.</description>
		<content:encoded><![CDATA[<p>Being a relatively young investor and new home owner at 26, I&#8217;m going to first make a substantial payment towards my mortgage. With the leftover cash, I&#8217;m going hard into Canadian equities since I still have the time to reap the benefits.</p>
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		<title>By: Checking in on the Giveaway</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-4514</link>
		<dc:creator>Checking in on the Giveaway</dc:creator>
		<pubDate>Tue, 20 Jan 2009 03:50:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-4514</guid>
		<description>[...] Four Pillars and The Financial Blogger are holding a similar giveaway and are giving away Chapters gift cards as [...]</description>
		<content:encoded><![CDATA[<p>[...] Four Pillars and The Financial Blogger are holding a similar giveaway and are giving away Chapters gift cards as [...]</p>
]]></content:encoded>
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		<title>By: Richard</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-4507</link>
		<dc:creator>Richard</dc:creator>
		<pubDate>Mon, 19 Jan 2009 15:10:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-4507</guid>
		<description>All an ETF is, essentially, is just a mutual fund that can be traded like stock.

The only advantage I can see, is that you can trade it through out the day instead of having to wait until after the closing bell.

Tax advantages are negligible, you pay a commission per trade instead of either a 12b-1 yearly or front end loaded fund (back end loaded funds, unless withdrawn early, don&#039;t show the commission being paid).</description>
		<content:encoded><![CDATA[<p>All an ETF is, essentially, is just a mutual fund that can be traded like stock.</p>
<p>The only advantage I can see, is that you can trade it through out the day instead of having to wait until after the closing bell.</p>
<p>Tax advantages are negligible, you pay a commission per trade instead of either a 12b-1 yearly or front end loaded fund (back end loaded funds, unless withdrawn early, don&#8217;t show the commission being paid).</p>
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		<title>By: zeromoney</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-4505</link>
		<dc:creator>zeromoney</dc:creator>
		<pubDate>Mon, 19 Jan 2009 14:23:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-4505</guid>
		<description>max out my TFSA with canadian bank stocks, as quickly as I can.

continue with RRSP contribution, and try to make a few extra lump sums on the mortgage.</description>
		<content:encoded><![CDATA[<p>max out my TFSA with canadian bank stocks, as quickly as I can.</p>
<p>continue with RRSP contribution, and try to make a few extra lump sums on the mortgage.</p>
]]></content:encoded>
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		<title>By: Andrea</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-4501</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Mon, 19 Jan 2009 05:52:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-4501</guid>
		<description>get rid of my mutual funds and put them into Asset allocated ETFs</description>
		<content:encoded><![CDATA[<p>get rid of my mutual funds and put them into Asset allocated ETFs</p>
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		<title>By: Joel</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-4500</link>
		<dc:creator>Joel</dc:creator>
		<pubDate>Mon, 19 Jan 2009 05:50:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-4500</guid>
		<description>My biggest goals (in order of importance) for 2009 are
1) Get everything into ETFs from mutual funds
2) in combination with 1), I will re allocate my asset classes (ie get them back to what they should be
3) pay down my mortgage - and maybe use a loc to drop my principal to an account with lower rates
4) stop trying to pick stocks
5) stay on coarse with kids RESP(ects - and  find out what it means to me)
6) figure out a way to get some extra money so that I can redo the kitchen so that I can help our country spend their way out of reception</description>
		<content:encoded><![CDATA[<p>My biggest goals (in order of importance) for 2009 are<br />
1) Get everything into ETFs from mutual funds<br />
2) in combination with 1), I will re allocate my asset classes (ie get them back to what they should be<br />
3) pay down my mortgage &#8211; and maybe use a loc to drop my principal to an account with lower rates<br />
4) stop trying to pick stocks<br />
5) stay on coarse with kids RESP(ects &#8211; and  find out what it means to me)<br />
6) figure out a way to get some extra money so that I can redo the kitchen so that I can help our country spend their way out of reception</p>
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		<title>By: PennySeeds.com</title>
		<link>http://www.thefinancialblogger.com/financial-ramblings-55/comment-page-1/#comment-4486</link>
		<dc:creator>PennySeeds.com</dc:creator>
		<pubDate>Sat, 17 Jan 2009 19:53:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thefinancialblogger.com/?p=1105#comment-4486</guid>
		<description>My biggest &#039;investment&#039; goal/strategy for 2009 is to work on additional income streams. I&#039;m playing with a few ideas such as affiliate marketing, a small side business, and the possibility of acquiring rental properties.</description>
		<content:encoded><![CDATA[<p>My biggest &#8216;investment&#8217; goal/strategy for 2009 is to work on additional income streams. I&#8217;m playing with a few ideas such as affiliate marketing, a small side business, and the possibility of acquiring rental properties.</p>
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