Comments on: Festival of Stocks: My Thoughts on Investment Products http://www.thefinancialblogger.com/festival-of-stocks-my-thoughts-on-investment-products/ This is where your finance takes place Thu, 18 Mar 2010 20:40:04 +0000 http://wordpress.org/?v=2.9 hourly 1 By: Weekly Links: November 22, 2009 | Dividends Value http://www.thefinancialblogger.com/festival-of-stocks-my-thoughts-on-investment-products/comment-page-1/#comment-7799 Weekly Links: November 22, 2009 | Dividends Value Sun, 22 Nov 2009 10:36:39 +0000 http://www.thefinancialblogger.com/?p=2356#comment-7799 [...] Festival of Stocks published: Johnson & Johnson (JNJ) Dividend Stock Analysis [...] [...] Festival of Stocks published: Johnson & Johnson (JNJ) Dividend Stock Analysis [...]

]]> By: Unemployment Benefits Set To Expire Soon. What Next? http://www.thefinancialblogger.com/festival-of-stocks-my-thoughts-on-investment-products/comment-page-1/#comment-7767 Unemployment Benefits Set To Expire Soon. What Next? Thu, 19 Nov 2009 06:22:32 +0000 http://www.thefinancialblogger.com/?p=2356#comment-7767 [...] Festival of Stocks [...] [...] Festival of Stocks [...]

]]> By: The Digerati Life http://www.thefinancialblogger.com/festival-of-stocks-my-thoughts-on-investment-products/comment-page-1/#comment-7762 The Digerati Life Thu, 19 Nov 2009 02:05:02 +0000 http://www.thefinancialblogger.com/?p=2356#comment-7762 Excellent Festival Mike! Thanks for putting this together. Agreed -- market is in uncertain territory right now. Who knows what the future will bring. Best to be diversified rather than to chase rates. Just my .02. Excellent Festival Mike! Thanks for putting this together. Agreed — market is in uncertain territory right now. Who knows what the future will bring. Best to be diversified rather than to chase rates. Just my .02.

]]> By: The Rat http://www.thefinancialblogger.com/festival-of-stocks-my-thoughts-on-investment-products/comment-page-1/#comment-7752 The Rat Wed, 18 Nov 2009 15:31:36 +0000 http://www.thefinancialblogger.com/?p=2356#comment-7752 The market may be surging but there still remains a lot of uncertainty and volatility. Just take a look at gold prices right now as an example. Don't get me wrong, I'm a huge fan of dividend bearing investments, and strong Canadian equities comprise a significant size of my portfolio. Its in this area where I enjoy strong yields, many of which that offer greater than 4%, and expect long-term capital appreciation. However, guaranteed vehicles such as GICs/GIAs are important for me as well. My guaranteed rates over the past several weeks have been between 3.5-3.8% on 5-year terms- and I'm perfectly fine with that given the % allocation in my portfolio. I'm sure there are a lot of interesting mutual funds and ETFs out there that may suit your needs and provide a % of foreign content that you are comfortable with; however, I prefer to buy stocks outright and not have to rely on a collection of bonds or equities, etc. As I mentioned as well, I'm also not a big fan of fees either. Cheers The market may be surging but there still remains a lot of uncertainty and volatility. Just take a look at gold prices right now as an example.

Don’t get me wrong, I’m a huge fan of dividend bearing investments, and strong Canadian equities comprise a significant size of my portfolio. Its in this area where I enjoy strong yields, many of which that offer greater than 4%, and expect long-term capital appreciation.

However, guaranteed vehicles such as GICs/GIAs are important for me as well. My guaranteed rates over the past several weeks have been between 3.5-3.8% on 5-year terms- and I’m perfectly fine with that given the % allocation in my portfolio.

I’m sure there are a lot of interesting mutual funds and ETFs out there that may suit your needs and provide a % of foreign content that you are comfortable with; however, I prefer to buy stocks outright and not have to rely on a collection of bonds or equities, etc. As I mentioned as well, I’m also not a big fan of fees either.

Cheers

]]> By: The Financial Blogger http://www.thefinancialblogger.com/festival-of-stocks-my-thoughts-on-investment-products/comment-page-1/#comment-7748 The Financial Blogger Wed, 18 Nov 2009 14:02:45 +0000 http://www.thefinancialblogger.com/?p=2356#comment-7748 The Rat, I don't want to burst your bubble but I hope you are not expecting to get more than 4% yield for the next 5 yeas in your portfolio while the market is surging... Even 4% is not acheivable right now. Best CD's are around 3% - 3.5% for 5 years. That will barely cover inflation (considering it should be averaging 2% on the long run)..... The Rat,
I don’t want to burst your bubble but I hope you are not expecting to get more than 4% yield for the next 5 yeas in your portfolio while the market is surging…

Even 4% is not acheivable right now. Best CD’s are around 3% – 3.5% for 5 years. That will barely cover inflation (considering it should be averaging 2% on the long run)…..

]]> By: The Rat http://www.thefinancialblogger.com/festival-of-stocks-my-thoughts-on-investment-products/comment-page-1/#comment-7739 The Rat Wed, 18 Nov 2009 04:18:21 +0000 http://www.thefinancialblogger.com/?p=2356#comment-7739 I'm a big fan of #4 and GICs/GIAs/guaranteed interest terms. I refuse to consider purchasing ETFs, and the mutual funds that I used to own within my RRSP have been sold and transferred into guaranteed vehicles. I would fall under the category of not liking mutual funds or ETFs because I have issues with fees and long-term performance. Nice thread! I’m a big fan of #4 and GICs/GIAs/guaranteed interest terms. I refuse to consider purchasing ETFs, and the mutual funds that I used to own within my RRSP have been sold and transferred into guaranteed vehicles. I would fall under the category of not liking mutual funds or ETFs because I have issues with fees and long-term performance.

Nice thread!

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