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	<title>Comments on: Combining Your Personal Finance With Your Spouse</title>
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	<link>http://www.thefinancialblogger.com/combining-your-personal-finance-with-your-spouse/</link>
	<description>This is where your finance takes place</description>
	<lastBuildDate>Thu, 09 Feb 2012 13:45:49 +0000</lastBuildDate>
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		<title>By: The Financial Blogger</title>
		<link>http://www.thefinancialblogger.com/combining-your-personal-finance-with-your-spouse/comment-page-1/#comment-1813</link>
		<dc:creator>The Financial Blogger</dc:creator>
		<pubDate>Thu, 14 Feb 2008 01:58:12 +0000</pubDate>
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		<description>Eppz,

I know I was exaggerating with my 50% rate but it sounded better ;-) Seriously, how do you assess a 50/50 split if the wife stay at home to raise the kid?

For example, my wife works in a daycare and I am a financial planner, I am obviously making more money than her. On the other side, she is bringing a lot to the family by taking care of our children and doing all kind of activities with them. We work as a team and I seriously consider that half of what I make is hers... 

no need to plan it in advance anyway, Canadian laws already took charge of that so there is no need of separating anything anymore.</description>
		<content:encoded><![CDATA[<p>Eppz,</p>
<p>I know I was exaggerating with my 50% rate but it sounded better <img src='http://www.thefinancialblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' />  Seriously, how do you assess a 50/50 split if the wife stay at home to raise the kid?</p>
<p>For example, my wife works in a daycare and I am a financial planner, I am obviously making more money than her. On the other side, she is bringing a lot to the family by taking care of our children and doing all kind of activities with them. We work as a team and I seriously consider that half of what I make is hers&#8230; </p>
<p>no need to plan it in advance anyway, Canadian laws already took charge of that so there is no need of separating anything anymore.</p>
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		<title>By: eppz</title>
		<link>http://www.thefinancialblogger.com/combining-your-personal-finance-with-your-spouse/comment-page-1/#comment-1811</link>
		<dc:creator>eppz</dc:creator>
		<pubDate>Wed, 13 Feb 2008 18:11:22 +0000</pubDate>
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		<description>The divorce rate, according to some 200X statscan study I read, is that 38% of marriages fail before their 30th anniversary.  

If both people enter a marriage with roughly the same amount of assets then a 50/50 split is fair.  However, if one parter was a saver and managed to save up a few tens of thousands (or more) and the other has saved nothing, or has debt, then I fail to see why the saver shouldnt protect himself/herself from the worst (Prenup).

Its not about &quot;love&quot; or &quot;trust&quot;, as I am sure that the majority of the 38% had both when they got married, it is simply about having a having a plan should the worst happen.  People have car insurance, people have house insurance, and yet the odds of having your house burned down, or your car unsalvageable are LESS then ending up with a divorce, with a divorce being more financially ruinous in a mix-matched (asset wise) marriage.

I would be interested to see the marital status/age of people who agree or disagree.  I&#039;m still young and single, but both my parents were divorced once before they met each other.</description>
		<content:encoded><![CDATA[<p>The divorce rate, according to some 200X statscan study I read, is that 38% of marriages fail before their 30th anniversary.  </p>
<p>If both people enter a marriage with roughly the same amount of assets then a 50/50 split is fair.  However, if one parter was a saver and managed to save up a few tens of thousands (or more) and the other has saved nothing, or has debt, then I fail to see why the saver shouldnt protect himself/herself from the worst (Prenup).</p>
<p>Its not about &#8220;love&#8221; or &#8220;trust&#8221;, as I am sure that the majority of the 38% had both when they got married, it is simply about having a having a plan should the worst happen.  People have car insurance, people have house insurance, and yet the odds of having your house burned down, or your car unsalvageable are LESS then ending up with a divorce, with a divorce being more financially ruinous in a mix-matched (asset wise) marriage.</p>
<p>I would be interested to see the marital status/age of people who agree or disagree.  I&#8217;m still young and single, but both my parents were divorced once before they met each other.</p>
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	<item>
		<title>By: moneygardener</title>
		<link>http://www.thefinancialblogger.com/combining-your-personal-finance-with-your-spouse/comment-page-1/#comment-1810</link>
		<dc:creator>moneygardener</dc:creator>
		<pubDate>Wed, 13 Feb 2008 18:00:47 +0000</pubDate>
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		<description>Good post.  I agree they should be kept together despite the divorce rate.</description>
		<content:encoded><![CDATA[<p>Good post.  I agree they should be kept together despite the divorce rate.</p>
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