Today is my last day of work before my vacation. Well, I’ll take the first week to prepare my MBA exam and the second week for my frugal vacation. I must admit that, for the past month, I wake up and the only reason why I go out of bed is because I know I have vacation coming. This is why I came back to my old habit of buying coffee at Starbuck’s or Second Cup since April…
A coffee is about $2,50. If you take one every working day, you will end-up with a yearly coffee bill of about $500. But you already read that a hundred times on different personal financial blog or PF books. You can imagine the rest if you buy 2 coffees a day for 15 years compared to investing that money in the stock market (that’s 25K by the way…).
However, what if the coffee becomes free? What if you don’t have to budget it? This is exactly what is happening now. It’s magic! Free Starbuck’s coffee every day; only available in
Nah… I’m just kidding you. In fact, I decided to use my old Airmiles points and treat myself. I used most of my points to travel and now I have a few left. Since I changed for another point system, I not getting that many Airmiles anymore.
I found out that the conversion rate for coffee card was pretty good compared to other stuff you can buy through this reward program. This is why I ordered 2 Second Cup cards and a Starbuck’s coffee card as well.
Since I actually need coffee in order to keep up right now, I think it is a pretty good investment! However, the bottom line of this post was most to show how you can use your points for small expenses that could result into 25K in 15 years 😀
Little treats are good for my mental balance and I think it is a great help to maintain productivity at work. If on top of that I can have them for free, it’s even better!
Some say that I probably had to spend $100 in order to get a free coffee but I had to spend that money anyway. Since I use my credit card for everything and I pay it monthly, this is just a small “optional” rebate I get from my spendings;-)
image source : downtownwinnipegbiz.com
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