This is where your finance takes place

 

#10: Global Housing Bust by Canadian Capitalist.

Most of us think that only Americans are stuck with a housing bust. In fact, Canadians seem to be the exception. CC gathered several articles about the housing market in other countries.

 

#9: Monavie Scam? Was My Wife Recruited Sell Snake Oil? By Lazyman.

Another story about a MLM company. Monavie might not be as strong as Primerica, but would certainly make some serious profit while selling drinks at $40 a bottle!

 

#8: Top Three Investing Mistakes by Canadian Capitalist.

Three great lessons from this Canadian engineer. I think we learn more from our mistakes than from our successes. Therefore, it’s even better to learn from other people’s mistakes!

 

#7: Income Property Financing For New Investors by Million Dollar Journey.

I am planning on buying a rental property before my 30^th birthday (that gives me another 3 years and a half) and I am trying to gather as much info as possible about the topic.

 

#6: How Should I Cure My Dissatisfaction? By Plonkee.

There are people who are never satisfied. I think those are the one who will accomplish a great deal of stuff. However, you have to determine a point where you will stop asking for more.

 

#5: Mortgage Slaves by Fours Pillars.

Is your property a shelter or an investment? One thing is for sure is that the mortgage attached to it could help burry you alive into debts!

 

#4: Maybe Higher Food Prices Are Actually Good For Us by Generation X Finance.

Find out how the great power or Economic applies on our lives. It is crazy how prices of food can influence our ways of eating!

 

#3: Risk Capacity and Risk Tolerance Are Different Beasts by The Dividend Guy Blog.

Sometimes, you are willing to take a lot of risk but you just can’t afford to take them.

 

#2: Managing All My Money Is Futile: Outsourcing My Finances by The Digerati Life.

I have to agree with that one, if not, I could lose my job

 

#1: Financial Infidelity: The Leading Cause of Divorce? By Million Dollar Journey.

I always saw my couple as a financial team. If one of us started to lie or hide stuff related to our finance, this would definitely cause serious damage to our relationship.

 

 

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I really have the impression that I just did my Top Ten for February last week…

I received a really cool news yesterday in my mail box: According to FireFinance The Financial Blogger ranked 75 out of the best 100 PF blogs!!!! It’s a good sign for a blog when you have to schedule about 30 minutes a day to take care of your blog besides writing posts!

So let’s take a look at what caught my attention last month:

 

#10 Partying likes it 1929 (not a blog)

I found this article and I thought it was pretty funny to see (serious) people thinking it’s the end of the world. I would bet that they were writing the same apocalyptic scenarios when Enron and Worldcom went bankrupt or when Nortel decided to jump of the cliff… Who was there to remember clearly 1929 anyway?

 

#9 Are You Selling Your Credit Score by Moolanomy.

An interesting thought for people who thinks that registering for credit cards in exchange of a plastic coffee cup where it’s written “I’m with stupid” is a great deal. You credit score is something very important. You can read my 2 post series about credit and trustworthyness for a good laugh.

 

#8 The Whole life Sabbatical (the 3 parts) by Brip Blap.

Another great series from Steve. He discusses the different types of responsibilities we face, how we handle them and if we can get away from them. I would personally never leave my wife and kids but I was speechless in front of his argument about infirm and elderly parents.

 

#7 Feeling Overwhelmed? Take a Cath-up Day by Paid Twice.

This is the perfect example of a simple thing where everybody says that it’s impossible to do but we all should do it. You want a secret? it is more feasible than you think!

 

#6 Biggest Money Mistake: Credit Cards by Debt Free Revolution.

Don’t we learn the most from our biggest mistakes? DFR is explaining how she dug herself into a pit of debt with the shinny and promising credit cards. Print this one and give it to your teenagers so they can read it between two PS3 games.

 

#5 The Seven Habits of Wealth by The Dough Roller.

While I wrote about the Seven Sins of Personal Finance, DR wrote an interesting post of habit to develop in order to become wealthy. They are not fun nor sexy but they work for sure!

 

#4 30 Personal Finance Rules of Thumb by Million Dollar Journey.

A cool compilation of rules of thumb that can help you out in your quest for financial freedom. I still disagree with the following rule: You should spend no more than 2-3 times your household salary on a house. I’m at 3 times right now and I live in one of the cheapest place in Canada…

 

#3 The Costs of Home Ownership by Canadian Capitalist.

Thank you! a home is not an investment, it’s a luxury where you spend a lot of money into! Don’t get me wrong, I think it’s great to be the owner of where you sleep (and do other stuff…. like washing the dishes!), but it is definitely not an investment.

 

#2 Savings is Different than investing by Plonkee.

I don’t know if I agree with Plonkee yet about is point, but one thing is for sure; ones must make the difference between a savings account and an investing account. To me, you should put money aside period. However, if you need your money for a specific project in a specific time frame, an investment account may not be the best financial tool for you!

 

#1 How Much Do You Need To Retire (part 1 to 5) by Canadian Dream.

Yet, another boring topic for many people but I still think that retirement planning is fun (damn, my new job is really getting into me!). Canadian Dream is trying to shed some light on this obscure aspect of personal finance.

 

One last thing before I let you go, don’t forget to submit your post for the Carnival of Money Stories as I will be hosting it next week with another great theme!

 

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February has been a great month for TheFinancialBlogger.com as I hosted the #140 Carnival of Personal Finance and my article about The Sad Truth of Investing has been stumbled quite a few times (more than 600 visits from Stumbleupon.com in one day!). So here is the list of article I think made the cut last month:

#10: Are you Saving Enough For Retirement? Check Out This Rule of Thumb by The Dough Roller.

While I am not a big fan of rule of thumb in general, the article is trying to make people realize that they are probably not saving enough for their retirement.

#9: Over 1 in 3 new home owner in the States owe more than their houses are worth by Were Does All My Money Goes?

A short but shocking article showing what could happen to Canadians in the West if we don’t manager our money properly.

#8: A Clear and Present Danger: The humanities by Brip Blap.

Steve is debating where the government’s subsidies should go in the complicated world of education. Should we encourage only the smart and productive students or should we allow everybody to go to school?

#7: How To Grow a New Blog Efficiently at Blogthority.

This article was written by Mike from Four-Pillars. He definitely knows what he is talking about since his blog (with the help of Mr. Cheap ;-)) is growing at a very good pace!

#6: 2008 Federal Budget at Taxtips.ca.

It is not a blog but I think that many Canadians should read what’s on this website and especially this article. Any tips to save a penny on taxes is a good one

#5: Investing in Yourself: Personal Growth by The Simple Dollar.

Investing is not always only about money. It is also about yourself and your family. In order to grow and evolve as a person, you need much more time and effort than money to be invested.

#4: Reminder: Savings is Different than Investing by Plonkee.

A great example that you must look at ads, think about it and analyze it later on.  As Plonkee mentioned : “Too many people don’t realise the difference between savings and investments.”

 

#3  7 Things Women  Wish Men Knew  About Money by Being Frugal.

There is nothing like a chick to bring you down to earth! Every time I go on my financial bubble, my wife is always by my side to make sure I don’t go crazy.  According to me (women, close your eyes and stop reading), #7 is very important

#2  What Price Are You Paying To  Have It All ? The Supermom Myth by The Digerati Life.

Another gem by SVB. She is giving her thoughts about the Supermom Myth, a concept that has been reviewed by many many people. It is great to have a wife that does it all, but sometimes it could get ugly!

#1 Why You Can’t Trust Real Estate Agents When Selling A house by Four Pillars.

I personally think that you can never ever ever EVER trust a Real Estate Agent ;-)  Instead of getting emotional on the subject, I will let you read this 2 parts post (the first one being why you can’t trust them when buying a house!). If you could only remember the title, you will be good to go in the housing market

 

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