Comments on: 3 Types Of Financial Advisors http://www.thefinancialblogger.com/3-types-of-financial-advisors/ This is where your finance takes place Thu, 09 Feb 2012 04:02:52 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: UUkrull http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-10317 UUkrull Wed, 05 May 2010 21:23:56 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-10317 What an interesting concept be a whole life salesman and put up a blog about Primerica, what did your mother not spoon feed you when you were a baby. I am with Primerica and have been for 7 years and let me tell you I am a master at getting rid of the crap that you "Snakes & Clowns" sell to the people who are not fortunate enough to understand what they have been issued. The question I always try to put forward is " When is a lie a lie"? When someone like me comes along and shows people the real truth. Remember we all take the same course and have the abiltiy to learn the same thing it all comes down to how much money you want to rip the client out of and if you can show me how more money into a whole life or universal life can pay you as well as a Primerica Common Sense Fund or a simple Mutual Fund then I want to meet with you so that I can learn what you know. I had all the garbage that my friends sold me and then I learnt about Primerica and WFG at the same time and chose the better of the two because of their ethics and morals and most of all the integrity to tell the client the truth about the industry and the garbage the the industry is selling. We don't win them all but we do win 95% in our business because I teach them the truth. Here is what I know there is no way you can beat the concept of BTID so here is an article for all of the readers. http://perry.kundert.ca/range/finance/ul-blows/ Hope everyone enjoys it and what I have written as it is the truth no matter what the liars try to say they are still liars. It is amazing how they can go to sleep at night knowing that they have stolen from honest hard working families to provide for their own good fortune. What an interesting concept be a whole life salesman and put up a blog about Primerica, what did your mother not spoon feed you when you were a baby.
I am with Primerica and have been for 7 years and let me tell you I am a master at getting rid of the crap that you “Snakes & Clowns” sell to the people who are not fortunate enough to understand what they have been issued. The question I always try to put forward is ” When is a lie a lie”? When someone like me comes along and shows people the real truth. Remember we all take the same course and have the abiltiy to learn the same thing it all comes down to how much money you want to rip the client out of and if you can show me how more money into a whole life or universal life can pay you as well as a Primerica Common Sense Fund or a simple Mutual Fund then I want to meet with you so that I can learn what you know.
I had all the garbage that my friends sold me and then I learnt about Primerica and WFG at the same time and chose the better of the two because of their ethics and morals and most of all the integrity to tell the client the truth about the industry and the garbage the the industry is selling. We don’t win them all but we do win 95% in our business because I teach them the truth.
Here is what I know there is no way you can beat the concept of BTID so here is an article for all of the readers.
http://perry.kundert.ca/range/finance/ul-blows/
Hope everyone enjoys it and what I have written as it is the truth no matter what the liars try to say they are still liars. It is amazing how they can go to sleep at night knowing that they have stolen from honest hard working families to provide for their own good fortune.

]]> By: If you want to do your homework http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-6649 If you want to do your homework Thu, 20 Aug 2009 07:18:50 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-6649 Product-wise, Primerica is actually legit. Term insurance is best 90% of the time (the other 10, they just won't sell insurance to), and their segregated funds have some of the best Risk/Return values. They just have that one downside... They're a private company (almost all financial companies have already gone public), and because of compliance, they can't advertise on the media. That means they have to go entirely by referral and through mass recruiting. I guess they wouldn't be a multi-billion dollar company with no debt if it didn't work, but it's killer on their reputation. btw, I'm not a Primerica rep, but I do plan to join once they go public. Product-wise, Primerica is actually legit. Term insurance is best 90% of the time (the other 10, they just won’t sell insurance to), and their segregated funds have some of the best Risk/Return values.

They just have that one downside…

They’re a private company (almost all financial companies have already gone public), and because of compliance, they can’t advertise on the media. That means they have to go entirely by referral and through mass recruiting.

I guess they wouldn’t be a multi-billion dollar company with no debt if it didn’t work, but it’s killer on their reputation.

btw, I’m not a Primerica rep, but I do plan to join once they go public.

]]> By: Answer This http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-5894 Answer This Mon, 25 May 2009 03:37:37 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-5894 People wonder why former PFS agents expose the kool-Aid factor. This is a good example. I hope this is a newby. People wonder why former PFS agents expose the kool-Aid factor. This is a good example. I hope this is a newby.

]]> By: someone who knows http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-5886 someone who knows Sun, 24 May 2009 04:50:31 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-5886 Primerica is the only honest financial company left in the u.s. They are a company that stands alone with absolutely NO DEBT!!!!! They DID NOT take part in the Govt bailout. What company in America can say they do they right thing 100% of the time for their clients. None and if they do theyre lying through their teeth. Forget clowns I call them SNAKES!!! Financial Advisors are just in it for the commissions, all they think about is what they can barely legally charge a client just to get a bigger pay check. Screwing clients out of HOUSE and Home they dont care what the client NEEDS, they just sell them crap based on a payment they cant afford. And life insurance that has hidden fees that pays the agent a continual fee causing the policy to lapse prematurally, because the cost goes up every year. People are under educated and severely taken advantage of from the clowns who think that the garbage written above is accurate. Primerica is the only honest financial company left in the u.s. They are a company that stands alone with absolutely NO DEBT!!!!! They DID NOT take part in the Govt bailout. What company in America can say they do they right thing 100% of the time for their clients. None and if they do theyre lying through their teeth. Forget clowns I call them SNAKES!!!

Financial Advisors are just in it for the commissions, all they think about is what they can barely legally charge a client just to get a bigger pay check. Screwing clients out of HOUSE and Home they dont care what the client NEEDS, they just sell them crap based on a payment they cant afford. And life insurance that has hidden fees that pays the agent a continual fee causing the policy to lapse prematurally, because the cost goes up every year. People are under educated and severely taken advantage of from the clowns who think that the garbage written above is accurate.

]]> By: harry smith http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-5470 harry smith Wed, 01 Apr 2009 19:54:12 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-5470 Primerica is AWESOME and what they do for families is 100% right. the agents get trained very well too Primerica is AWESOME and what they do for families is 100% right. the agents get trained very well too

]]> By: The Financial Blogger | A Banker’s Perspective On The Banking Industry http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-4105 The Financial Blogger | A Banker’s Perspective On The Banking Industry Thu, 04 Dec 2008 10:02:08 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-4105 [...] for most people when they go see their banker ;-). I have already discussed the fact that there are three types of financial advisers: The Clown, The Car Salesman and The Financial Planner. Unfortunately, we have more and more car [...] [...] for most people when they go see their banker ;-) . I have already discussed the fact that there are three types of financial advisers: The Clown, The Car Salesman and The Financial Planner. Unfortunately, we have more and more car [...]

]]> By: The Financial Blogger | How to Find a Good Financial Advisor Part 3 http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-2948 The Financial Blogger | How to Find a Good Financial Advisor Part 3 Sun, 10 Aug 2008 23:53:04 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-2948 [...] they are more likely to hire car salesmen than real good financial agents. In addition to that, there is a huge part of the pie taken by [...] [...] they are more likely to hire car salesmen than real good financial agents. In addition to that, there is a huge part of the pie taken by [...]

]]> By: The Financial Blogger | How To Find A Good Financial Advisor Part 2 http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-2659 The Financial Blogger | How To Find A Good Financial Advisor Part 2 Fri, 04 Jul 2008 10:00:47 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-2659 [...] are things that should be done by a professional. The problem is that our industry has too many clowns and car salesmen in their rank. It is your challenge, as a customer, to find the right consultant that will bring [...] [...] are things that should be done by a professional. The problem is that our industry has too many clowns and car salesmen in their rank. It is your challenge, as a customer, to find the right consultant that will bring [...]

]]> By: The Financial Blogger | How to Find a Good Financial Advisor Part1 http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-2619 The Financial Blogger | How to Find a Good Financial Advisor Part1 Thu, 26 Jun 2008 10:02:09 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-2619 [...] From time to time, I receive emails from readers asking me questions about their financial situation or about some wicked investment strategy designed by a financial consultant. I noticed one common thing; they have no clue if they can trust their financial advisor or not. I guess this is probably why several people are trying to manage their money on their own since we are surrounded by a bunch of financial clowns! [...] [...] From time to time, I receive emails from readers asking me questions about their financial situation or about some wicked investment strategy designed by a financial consultant. I noticed one common thing; they have no clue if they can trust their financial advisor or not. I guess this is probably why several people are trying to manage their money on their own since we are surrounded by a bunch of financial clowns! [...]

]]> By: Thomas http://www.thefinancialblogger.com/3-types-of-financial-advisors/comment-page-1/#comment-2296 Thomas Thu, 17 Apr 2008 18:50:10 +0000 http://www.thefinancialblogger.com/3-types-of-financial-advisors/#comment-2296 I went to one of Primerica's "interviews" or as I would call it a sales pitch. 1) The example they used was of a home with (around) 60,000 in equity in a home that they have had a mortgage on for 5 years. (I want to say that the home value was 220,000 and they owed 160,000). If I could find homes like that I wouldn't need a job with Primerica or anyone for that matter. The fundamental point of Primerica is that people who have not saved and live beyond their means through credit card debt are responsibile enough to invest the savings of a term policy. A term policy was unfortunatly not described by them to the gerbils in the room eating it up. I went to one of Primerica’s “interviews” or as I would call it a sales pitch. 1) The example they used was of a home with (around) 60,000 in equity in a home that they have had a mortgage on for 5 years. (I want to say that the home value was 220,000 and they owed 160,000). If I could find homes like that I wouldn’t need a job with Primerica or anyone for that matter.

The fundamental point of Primerica is that people who have not saved and live beyond their means through credit card debt are responsibile enough to invest the savings of a term policy. A term policy was unfortunatly not described by them to the gerbils in the room eating it up.

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